Fragile Middle Class and Financial Reserves

July 11th, 2016

Even in when people reach retirement, many are not spared society’s cruelty for ones that have had a rough road in their past. Despite not knowing the truth behind the hardships, many people tend to make accusations without basis with can add burden top retirees. When people land in the middle class entering old age, they

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The Path to Millennials Is Paved with Bill Pay

May 14th, 2016

Financial institutions that succeed in attracting more millennial users to bill pay are positioned for future success, and targeted outreach to this demographic could reap solid results. According to Fiserv client data analysis, customers who use digital banking are more likely to use other revenue-generating services, are more loyal and make more transactions, making them

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5 Financial Ratios Every Investor Needs to Understand

February 27th, 2016

Financial ratios are powerful tools when it comes to investing. Terms like “P/E” and “PEG” get thrown around a lot, but many investors don’t know what they mean or how they’re used.  While they may seem like mere numbers on the surface, they have a way of telling a unique story about a company’s health

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Credit Unions Strive to Offer the Best Value for Your Banking Dollar

January 12th, 2016

Below is an recent article from Time that asserts just how valuable credit unions are to its members. We continue to offer both superior and more affordable products than the alternative. Credit unions have been providing superior, reasonably priced products and services to their members for going on 100 years in the U.S., so I

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Credit Union Auto Loans – 7 Keys to a First Time Buyer’s Approval

December 26th, 2015

Credit union auto loans are great for first time buyers in need of money for an upcoming vehicle purchase. In fact, credit unions are usually the best source, because they will typically offer rates and terms to first time buyers that can’t be found with other auto lenders. Unfortunately, not all first time buyers will

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Investing – New Year Financial Tune Up

December 19th, 2015

While you’re making your New Years’ resolutions, don’t forget to give your financial house an annual tune-up. As the old saying goes, an ounce of prevention is worth a pound of cure, and few adjustments now could save you thousands of dollars, not to mention some major headaches, in the months and years to come.

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Credit Unions Step Up to the Plate!

November 23rd, 2015

While Banks and Savings and Loan institutions nationwide have been busy lining up to the public trough for bailout funds, another institution has been busy writing home mortgages, your neighborhood credit union! Surprised? Don’t be, since credit unions have been writing home mortgages for years- they just have a different business model than the big

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Holiday Loan Special

November 14th, 2015

5.95% APR* for 12 Months Up to $2500! The holidays are right around the corner, and whether you are looking to finance a family trip or a gift for someone special, we created a great loan rate just for you this holiday season. APPLY NOW FOR YOUR LOAN ~ Offer Ends December 24 *APR =

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Protect your cards with real-time control with CardNav by Co-Op.

November 13th, 2015

Turn your Debit or Credit card on or off.  Set a location boundary where card can only be used.  Use the card for online purchases and then turn it off after orders are placed.  Restrict your card to work only with certain types of merchants.  Set spending limits.  Get instant alerts each time your card

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Why Join the Credit Union? Better Benefits are Hard to Find!

November 9th, 2015

What is a credit union? A credit union is a not-for-profit, cooperative financial institution that is owned and controlled by its members. Credit unions serve people that share something in common such as an employer or place of worship. Credit unions allow members to pool their savings, lend to one another, and have a voice

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