How to Dig Out of Holiday Debt

January 10th, 2019

Did you pack on some extra pounds as well as debt over the holidays? Don’t worry, you’re not alone. Consumer’s spent an average of just over $1,000 this holiday season. Like those extra pounds, it takes more work to whittle debt down than it did to gain it. That’s why WWFCU put together some helpful

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How to Build Credit Without a Credit Card

January 10th, 2019

You need credit. In order to buy a home, be eligible for loans, and live a financially healthy life, you’ll need to participate in some sort of credit. Many Americans turn to credit cards as the primary way to build their credit report and score, but they can also pose problems. Credit card debt adds

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Top 10 Financial Resolutions

January 3rd, 2019

Although dieting and good health may top most people’s New Year’s resolutions, WWFCU thinks you should add some financial resolutions to your list. Below are our top ten – feel free to pick and choose the ones that work best for you.  Sign up for credit monitoringPeriodically checking your credit union and credit card statements

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Getting the Most from Your Trade-In

December 17th, 2018

You’ve been out shopping for your next car and know exactly what you want. You’ve already decided to trade in your car to a dealer to act as a down payment, or save you the hassle of selling it yourself. There are a few things to consider before you even start the trade-in process. The

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Snowbirds and Tax Migration

December 14th, 2018

Snowbirds, those who reside in a northern state during summer and travel south for the winter but maintain homes in both states, need to be aware of how tax codes apply to them as they migrate. To avoid nasty surprises by over- or underpaying taxes, snowbirds need to determine which home acts as their domicile, what

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Assets First-Time Homebuyers Should Have

October 31st, 2018

Believe it or not, you’ll need more than just a pile of cash to make your first (or second, or third) home purchase. There are other non-monetary assets that you’ll need in order to qualify for a home loan with the lowest interest rate. Add these five assets to your list of things to have

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WWFCU Celebrates International Credit Union Day by Rewarding its Members

October 16th, 2018

October 18, 2018 marks the 70th anniversary of International Credit Union (ICU) Day. Since 1948, credit unions around the world have come together annually on the third Thursday in October to commemorate the credit union movement’s history and achievements. About ICU Day For over 150 years, credit unions worldwide have proudly collaborated to put people before

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Don’t Forget to Ask These Questions When Buying a New Car

October 11th, 2018

There are many questions you’ll be asking yourself, the dealership sales associate, and probably car review websites before you decide to buy a new vehicle—but here are six questions you should ask before signing any purchase papers. These questions should be your “deal testers,” a way for you to verify the purchase terms, understand all

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WWFCU Dances its Way to a $1,000 Donation

September 24th, 2018

Never one to shirk from a challenge, the Wayne Westland Federal Credit Union (WWFCU) team decided to take part in the Michigan Credit Union League’s #KekeChallenge. Set to Drake’s “In My Feelings,” and including dance moves made popular by Instagram comedian theshiggyshow, the WWFCU staff definitely rose to the #KekeChallenge! By participating in the challenge, we’re

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Your Complete Used Car Buying Guide

September 13th, 2018

If you’re considering replacing your vehicle, have you considered purchasing a used one? The perception of used cars can be somewhat negative. That’s why the market-friendly term “pre-owned” is now more widely used (forgive the pun). However, shopping for a used car can be tricky because every car has a unique, and often hidden, history.

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