Strategies for Cutting Food Expenses

August 21st, 2016

For many people cooking a meal is not the most pleasant nor simple, but it pays off as it is a great way to save money. Even if you do not even know where to start the internet is there for recipes and tutorials. Knowing the basics is enough. Using the ingredients you have at home to prepare sensational and

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Get Extra Value – Earning a College Degree

August 19th, 2016

Many people view the goal of a college education as getting a degree with some effort. Treating college with that perspective misses out on additional value that college can provide. Students should look for any opportunity to build things related to your area of study that can earn income now and incorporate those things into your studies

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Seller Disclosure Report Can Be Red Flag

August 16th, 2016

Buying a home can be compared to falling in love. First start dating and you overlook some critical flaws. Some that flaws that could slowly crack away at your relationship in the future, causing heartbreak and be quite costly. Pay a lot of attention to all details of the Seller Disclosure Report, be careful not to overlook some major red flags during the process,

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Choosing a Retirement Account

August 15th, 2016

We all know we need to save for retirement, no matter how many years away from retirement we are. But understanding the choices and choosing the right account can seem daunting. What is available and what is best for you? Matching received contributions from your employer, increasing your retirement savings, there are several ways to categorize the universe

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Youth Money Management Skills

August 9th, 2016

This summer teach kids some practical life lessons including basic money management skills. Some kids might already have a savings account with a credit union to encourage good money management for kids and see for them to see their savings grow. Most teens will at some stage be offered opportunities to take on debt, perhaps through credit

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Fragile Middle Class and Financial Reserves

July 11th, 2016

Even in when people reach retirement, many are not spared society’s cruelty for ones that have had a rough road in their past. Despite not knowing the truth behind the hardships, many people tend to make accusations without basis with can add burden top retirees. When people land in the middle class entering old age, they

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The Path to Millennials Is Paved with Bill Pay

May 14th, 2016

Financial institutions that succeed in attracting more millennial users to bill pay are positioned for future success, and targeted outreach to this demographic could reap solid results. According to Fiserv client data analysis, customers who use digital banking are more likely to use other revenue-generating services, are more loyal and make more transactions, making them

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5 Financial Ratios Every Investor Needs to Understand

February 27th, 2016

Financial ratios are powerful tools when it comes to investing. Terms like “P/E” and “PEG” get thrown around a lot, but many investors don’t know what they mean or how they’re used.  While they may seem like mere numbers on the surface, they have a way of telling a unique story about a company’s health

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Credit Unions Strive to Offer the Best Value for Your Banking Dollar

January 12th, 2016

Below is an recent article from Time that asserts just how valuable credit unions are to its members. We continue to offer both superior and more affordable products than the alternative. Credit unions have been providing superior, reasonably priced products and services to their members for going on 100 years in the U.S., so I

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Credit Union Auto Loans – 7 Keys to a First Time Buyer’s Approval

December 26th, 2015

Credit union auto loans are great for first time buyers in need of money for an upcoming vehicle purchase. In fact, credit unions are usually the best source, because they will typically offer rates and terms to first time buyers that can’t be found with other auto lenders. Unfortunately, not all first time buyers will

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