While the current economic environment remains challenging, Michigan Credit Unions continue to attract new members with personalized service and innovative banking products. Since Credit Union account holders are also members, employees recognize that every member is also an owner. As traditional banks raise fees, eliminate incentives, and tighten lending standards, Credit Unions are introducing innovative

Automatic Teller Machines (ATM) serve an important role in the complete banking experience. ATM’s provide outstanding convenience and a variety of banking services available at many locations. Small, wallet sized cards allow access to ATM machines and often serve as debit cards that are accepted at most retail stores and supermarkets. The use of the