Other posts in the Money Management Category

How to Choose the Right Budgeting and Accounting Solution

September 20th, 2016

Keeping your personal budget and accounting organized is necessary to ensure any kind of financial security. Managing such accounts and budgets down to the individual transaction is, at best, a tedious task if handled the traditional pen-and-paper way. Fortunately, help is available. The option you choose will depend on whether you’re an excel monkey —

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Beginner’s Guide to Managing your Money

June 29th, 2015

Setting up a budget If you want to get on top of your finances, a budget is a really good way to start. It’s just a record of money you have coming in (from things like your salary or wages, pensions or benefits) andpayments that you make (such as your rent or mortgage, insurance and Council

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Money Don’ts

August 14th, 2013

Sometimes the difference between being eternally broke and financially comfortable is just a few simple things you shouldn’t do. Avoid these basic money mistakes: Not tracking your spending – Pay attention to where your money goes. Your credit card statement will help you do this, but don’t forget all the incidentals you pay cash for.

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Are Rebates Worth it?

August 7th, 2013

Has this ever happened to you? You go to the store to buy something — like a printer — and you find just the one you want. But right next to it is a printer that’s around the same price but has a rebate that knocks $50 off of it. You buy it, promising yourself

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Think Cash First

May 18th, 2013

It seems like it’s become a national craze – using your credit card for everything—even routine or daily purchases. While it’s a bad habit that will be hard to break, it’s better to start sooner rather than later. To break that habit, here’s a simple idea to help get a handle on the situation: Pay

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Saving Money on Car Insurance

March 4th, 2013

Here are a few ways to save money on car insurance: Shop around. Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major

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How to Budget

February 18th, 2013

You can make your own budget worksheet using either a pen and paper or a computer spreadsheet program. Think of your budget in terms of two things: money and time. Money, of course, is divided into its own two categories: Income and Expenses. Follow these steps to make your budget worksheet: List your income in

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How to Budget?

December 10th, 2012

You can make your own budget worksheet using either a pen and paper or a computer spreadsheet program. Think of your budget in terms of two things: money and time. Money, of course, is divided into its own two categories: Income and Expenses. Follow these steps to make your budget worksheet: List your income in

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How to Bring Your Spending Under Control?

November 26th, 2012

Does money trickle out of your wallet like a lazy river, a babbling brook, or rushing white water rapids? Government figures show that many households with a total income of $50,000 or less are spending more than they bring in thanks to the liberal availability of credit. This doesn’t make you an automatic candidate for bankruptcy, but

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Financial Resolutions

November 12th, 2012

Follow our financial resolutions for a financially fit lifestyle! Save automatically. Credit unions will automatically deduct a designated amount from your paycheck for deposit in savings. This is an essential step for those who are unlikely to save on their own. Remember, even small amounts add up! Save your raise. If you get a raise,

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