We all work hard to maintain a decent credit score. But it doesn’t take much to put a dent in it. We’ve got a few tips on how to fine tune your credit before the speed bumps of life affect it. All Debt is Equal When it comes to your credit report, agencies look at

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

Whether you’ve lost a job or cut back hours at work, it can be hard to maintain a healthy credit score when times are tight. Most months it’s enough just to be able to cover all your bills. Who’s got time to worry about making payments on time? With that in mind, we have seven

You always hear about people refinancing their mortgages, but what about refinancing an auto loan? There are several reasons you may want to refinance your auto loan, and a couple of reasons you might not. Read on to see what best describes your auto loan situation to decide if you should refinance your car. Why

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

As you take a look back at 2019, you’re probably resolving to have better control over your finances in the New Year. From saving more to spending less, we’ve got your goals covered: Watch Your Credit Score Many of us only look at our credit score once a year or when we’re looking to make

By now, you’ve probably heard it’s in your best interest to check your credit report a couple of times per year for accuracy and errors. But do you know what to actually look for once you’ve got your credit report in front of you? Getting Your Report To be able to review your credit report,

To recognize National Credit Education Month, we thought we’d focus this week’s blog on credit. By now we all know that paying your bills late or not paying them at all can drastically affect your credit score. But there are many more factors that go into your score. First, let’s start off with the actual

When most of us think of loan refinancing, we think of mortgages. But you can also refinance your auto loan– which is even easier! There are two main reasons you should refinance your auto loan: You’ve found a lower interest rate Your credit score has improved Lower Rate If you don’t already know, credit unions historically

Need to boost your credit score? Unfortunately, a credit score isn’t like a race car, where you can rev the engine and almost instantly feel the result. Credit scores are more like your driving record: They take into account years of past behavior, not just your present actions. In addition to making the right moves,