Has this ever happened to you? You go to the store to buy something — like a printer — and you find just the one you want. But right next to it is a printer that’s around the same price but has a rebate that knocks $50 off of it. You buy it, promising yourself

Manufacturers often market vehicles by offering a rebate or exceptionally low financing. Should you take the rebate or the special financing? The dealer does not give you both. For example, you have decided to purchase a vehicle for $20,000. The dealer is going to give you a rebate of $3,000 or a finance rate of