Yes, You Can Get a Personal Loan

July 11th, 2019

By now, you’ve probably heard a lot about the “credit union difference” and how credit unions are better than banks (at least we think so!). But what does that mean to you, our members? Well, a heck of a lot when it comes to personal loans. Consider making a credit union your first stop when

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A Brief History of Credit Unions

July 5th, 2019

Since we’re celebrating the birth of our country this week, we thought we’d take some time to share the birth of the credit union movement with you. Would you be surprised to know that credit unions first started in Germany? In the 1850s, two gentlemen opened the first credit unions. Cooperative pioneer Hermann Schulze-Delitzch created

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Should You Buy that Boat?

June 27th, 2019

Now the warmer weather is here, so are the hopes and dreams of Michiganders wanting to buy a boat. But is buying a boat the right thing for you? By now you’ve probably heard the saying that a boat is a hole in the water into which you throw money. Whether that’s true or not,

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The Financial Realities of Starting Your Own Business

June 20th, 2019

Ready to take the leap from working for someone else to starting your own business? We have a rundown of some of the financial realities you’ll need to consider before diving in. Start with a Business PlanIf you don’t already have a business plan, you’ll need one before you start your business. A business plan

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Recent College Grad? Here are 10 Money Saving Tips

June 13th, 2019

You’ve graduated – congratulations! Now what? Getting your degree has been your goal for so long, you probably didn’t think much about what happens after you get your diploma. Yep, it’s time to be a grown-up, this includes all of the financial responsibilities that come with it.  Here are ten tips to help you navigate

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5 Ways to Save for Summer Vacation

June 6th, 2019

How many times have you vowed you were going to take a summer vacation only to not have the funds when the time comes? WWFCU thinks you deserve a vacation this summer, so we put together five tips to help you save for it: Budget TripThe first important step to take is to figure out

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What Can Mobile Banking Do for You?

May 28th, 2019

The average American spends nearly four hours a day on their smartphone, and about a third of U.S. smartphone users use mobile banking or mobile banking apps. As a WWFCU member, you’re in luck! We offer both mobile banking and a mobile banking app. Whether you’re already familiar with our mobile banking or are new

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Top Financial Tips for New Parents

May 23rd, 2019

Being a new parent comes with a lot of decisions. From picking the right stroller and car seat to the perfect name, making the right choices can be stressful. We hate adding to your parental to-do list, but now is the time to add some financially-related tasks to your list as well. Insurance Add Your

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Fixed Rate vs. Adjustable Rate Mortgages

May 16th, 2019

From picking neighborhoods and school districts, to dealing with down payments and home inspections, there are a lot of choices homebuyers need to make. A major decision, one that will affect your finances for years, is what kind of mortgage to get: fixed or adjustable rate.  The most popular type of mortgage is fixed-rate, which means

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Private Mortgage Insurance (PMI) Basics

May 14th, 2019

Private Mortgage Insurance (PMI) When purchasing a home, there are many different costs to factor into a budget. While many people are aware of expenses like taxes and the cost of making repairs, there are some costs that people don’tthink about, such as Private Mortgage Insurance (PMI). PMI is an additional monthly expense added to your

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