Other posts in the Credit Category

How to Take Advantage of Share Pledge Loans

There are many types of loans out there. Some have such high interest rates and so many fees tacked on that they are undesirable. A Share Pledge loan, however, may be the answer. Normally issued at a much lower interest rate, a Share Pledge loan from a Credit Union is a loan that is issued

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Five Savvy Moves to Improve Your Credit Score

If you are planning on applying for a loan or a mortgage in the near future, you’ll want to make sure that your credit score is in tiptop shape. Here are five things you can do to improve your credit score immediately.  Pay Your Bills On Time, Every Time More than one-third of your credit

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Check your Credit Report Regularly

There is a classic Jack Benny line from one of his comedy skits that while walking down a street, a robber sticks a gun in Benny’s back and says, “Your money or your life?” As the miserly Benny pauses to ponder the question and formulate his answer, the impatient robber warns “Well?” Benny blurts, “I’m

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Do You Know Your Credit Rights?

Today, building and maintaining a good credit score is of vital importance. Businesses often take your credit rating into account when evaluating you for a loan, lease, and even employment; so it is useful to understand how credit works and what your credit rights are as a consumer. There are three major federal laws that

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Understanding Your Credit Score

A credit report is a reflection of an individual’s ability to manage money and debt. It serves as a tool for creditors to evaluate the credit worthiness of those seeking loans for a variety of purposes, including mortgages, vehicle loans, and revolving credit facilities. The combined record of activity in a person’s credit report results

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Get the Best RV Loan Possible

The economy has had a negative effect on many things, including the process of acquiring an RV loan. It can be a challenge if you are not familiar with the loan process. What should one take into consideration when searching for the best RV loan possible? First, think about RV insurance, roadside assistance coverage, license

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Simple Assessments Of Acquiring Used Car Loans

Shopping for used car loans can be as stressful as shopping for the car itself, and they can actually be more complicated than new car loans. Moreover, they pose a higher risk for the borrower. First and foremost, it is vital you take the time to assess the true value of the car. The lender

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3 Considerations When Shopping for Auto Loans

When shopping for an auto loan, there are several items to consider that directly relate to the total cost and general affordability.  Below are at least 3 topics to keep in mind: Interest Rate This will have a significant impact on the overall cost of the loan.  The interest rate can vary widely depending upon

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