FACTS

WHAT DOES WAYNE WESTLAND FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the products or service you have with us. This information can include:

• Social Security Number and income
• account balances and payment history
• credit history and credit scores

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Wayne Westland Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does the Credit Union share?

Can you limit this sharing?

For our everyday business purposes- such as to process your transaction, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes- to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes-

information about your transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business purposes-

information about your creditworthiness

NO

WE DON’T SHARE

For non-affiliates to market to you

NO

WE DON’T SHARE

What We do

How does Wayne Westland Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include: computer safeguards, secured files, and secured buildings.

How does Wayne Westland Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

• open an account or deposit money
• pay your bills or apply for a loan
• use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit

• sharing for affiliates’ everyday business purposes- information about your credit worthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Wayne Westland Federal Credit Union has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Wayne Westland Federal Credit Union does not share with non-affiliates.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:

• financial service providers
• insurance companies

Questions?

Call (734) 721-5700 or write us at: WWFCU, 500 S. Wayne Road, Westland, MI 48185