At WWFCU, you can get some of the lowest interest rates around on your Visa credit card. We offer four different Visa cards: Visa Rewards Preferred, Visa Rewards Plus, Visa Rewards or Visa One. Your credit score determines which card you can qualify for.
Here’s an overview of our cards:
| |
Visa Rewards Preferred |
Visa Rewards Plus |
Visa Rewards |
Visa One |
| Interest Rate |
12.50% APR*(Variable) |
13.75% APR*(Variable) |
15.75% APR*(Variable) |
16.95% APR* (Fixed) |
| 0% APR* for First 6 Months |
X |
X |
X |
No |
| No Annual Fee |
X |
X |
X |
X |
| No Charge for Balance Transfers |
X |
X |
X |
X |
| Earn Buyers Bucks Opens a New Window. |
X |
X |
X |
X |
| FREE Identity Theft Protection |
X |
X |
X |
X |
| Auto Rental Collision Damage Waiver |
X |
X |
X |
X |
| Travel Accident Insurance |
X |
X |
X |
X |
| Visa Agreements |
Preferred Card |
Rewards Plus Card |
Rewards Card |
Visa One |
Click here to learn more about our Visa Buyers Bucks Opens a New Window. – the program that gives you one reward point for each dollar you spend using your WWFCU Visa credit card.
Like what you see and want to apply for a low interest rate WWFCU Visa? Apply online.
Bad Credit? We've Got a Visa Card for You!
WWFCU understands things happen that can make a dent in your credit score. If your credit score is lower than most credit card companies will accept, you might want to think about getting a WWFCU Secured Visa Card.
No matter how low your credit score is, if you've got cash to deposit into your WWFCU account, you may qualify to get our Secured Visa. Your deposit is usually equal to your credit limit, so if you deposit $200, you’ll have a $200 limit.
The main reason to get a WWFCU Secured Visa Card is to help rebuild your credit. Once you have a solid history of making your Visa payments, you can potentially qualify for a regular, or unsecured, WWFCU Visa Rewards Card. Stop by our branch to apply for a WWFCU Secured Visa today.
If you have questions or want to learn more about our Visa cards, stop by and see us or call a Member Service Representative at (734) 721-5700.
*APR = Annual Percentage Rate. Rates subject to change without notice. See a Member Service Representative for complete details.