We’ve all been there, at a store getting ready to check out when the cashier asks, “Would you like to save 20% on your purchase today by applying for our in-store credit card?” Before you answer that question, here are a few vital things to ask yourself before applying for a credit card. Do I NEED

Technology has made huge advancements in the last few decades. While these improvements are exciting, they also bring new challenges and security risks. With increased cell phone usage, social media, and online shopping, fraudsters are finding more and more ways to steal our information. And as if that wasn’t enough, Artificial Intelligence (AI) has now

It’s a brand-new year and our plastics are getting a makeover! Our new Mastercard Debit and Visa Credit Cards now come with contactless capability. Keeping things simple, with Tap and Go!  

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

As a grown-up you know that there are both negative and positive sides to having a credit card. Many of us find out the hard way what it means to own a credit card. If you’re a parent, you probably like to help your kids avoid the same mistakes you made. Here are a few

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as

A person’s financial goals grow and change with the individual. Your goals in your 20s aren’t usually the same as when you’re 50. We wanted to give you an overview of what some of your financial goals should be, decade by decade. Your 20s Set Up Good Habits Now is the time to put your