Technology has made huge advancements in the last few decades. While these improvements are exciting, they also bring new challenges and security risks. With increased cell phone usage, social media, and online shopping, fraudsters are finding more and more ways to steal our information. And as if that wasn’t enough, Artificial Intelligence (AI) has now

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

Do you find the idea of saving money overwhelming? The problem is when most of us think of saving money, we think of big, sweeping changes we should make. But there are many small changes you can make that can help you start saving money right away. Here are a few to get you started:

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

Whether you’ve lost a job or cut back hours at work, it can be hard to maintain a healthy credit score when times are tight. Most months it’s enough just to be able to cover all your bills. Who’s got time to worry about making payments on time? With that in mind, we have seven

Most economists and news reports are predicting a recession due to the COVID-19 pandemic. It’s easy to feel helpless when tough times are looming, but we have three ways you can get prepared. Wrangle Your Debt Easier said than done, right? Thanks to the Federal Reserve cutting interest rates, putting a dent in your debt

The top five areas you should be prioritizing for your financial wellness The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way. Lawmakers recently passed a stimulus package to combat the economic impact of COVID-19. As part of the bill, people are expected to receive

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as