Save Money on Credit Cards | Wayne Westland Federal Credit Union

You can save as much as a thousand dollars or more each year in lower credit card interest charges by paying off your entire bill each month or by using a check, cash or debit card for purchases.

If you are unable to pay off a large balance, pay as much as you can and switch to a credit card with a low annual percentage rate (APR). Ask your credit union about their credit card offerings.

You can reduce credit card fees, which may add up to well over $100 a year, by getting rid of all but one or two cards, and by avoiding annual, late payment, and over-the-credit limit fees.

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