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Budget Counseling / Debt Management

Debt or budgeting issues? We’ve all been there. But as a Wayne Westland Federal Credit Union member you’ve got an advantage: GreenPath Financial Wellness.

We’re happy to be able to offer GreenPath’s financial education and counseling services for free. And GreenPath knows what they’re doing – they’ve been around for over 40 years! Since you belong to WWFCU, you can get unlimited access to financial counselors who can help you with:

  • Personal and family budgeting
  • Understanding your personal credit report
  • How to improve your credit score
  • Personal money management
  • Debt repayment
  • Avoiding bankruptcy, foreclosure and repossession

When you work with GreenPath, you’ll get personal attention and help with an individual financial wellness plan. For free. Counselors are available:

Monday – Thursday: 8:00 a.m. to 10 p.m.           
Friday:
8:00 a.m. to 7:00 p.m.           
Saturday
: 9:00 a.m. to 1:00 p.m.

Get started on the path to financial wellness. Call GreenPath at (877) 332-2235 or click here for details

GreenPath Financial Counseling for Wayne Westland Federal Credit Union Members

Check Right at Wayne Westland Federal Credit Union

Budget Smart at Wayne Westland Federal Credit Union

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How Do I Know If I'm In Financial Trouble?

Answer "True" or "False" to the following questions, and then tally your score. Use the interpretation of results at the bottom to determine whether or not you are a candidate for credit counseling.

  1. I normally pay only the minimum amount due on my credit card bills.
  2. My credit card balances increase each month.
  3. There are arguments in my home about money.
  4. I sometimes hide purchases from my spouse.
  5. I frequently charge items that I used to pay for with cash.
  6. I have thought about filing for bankruptcy.
  7. I have begun using cash advances to meet my obligations.
  8. Most of my credit cards are near the limit, so I've begun applying for new lines of credit.
  9. I do not know the total amount that I owe.
  10. I skip paying my bills some months, or pay late.
  11. I have depleted my savings.
  12. I am consumed with thoughts of my debt.
  13. My debt interferes with my job and/or home life.
  14. Collectors have begun contacting me.
  15. I have taken money from my retirement account to satisfy debt obligations.
  16. If I lost my job, it would mean an immediate financial crisis in my life.
  17. I use balance transfers.
  18. I have no emergency savings account.
  19. Next month's bills arrive before I've paid this month's.
  20. I do not open my bills when they arrive, or soon thereafter.

If you answered "true" to more than three of these questions, you would benefit from credit counseling with a trained, experienced and certified counselor. Call GreenPath at 1-877-332-2235.

Excellent Benefits and Low Rates

Apply Now

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