Do I qualify for RDC Mobile Deposit?
All accounts qualify except for the following:
- Charge offs
- Rep Payee
- Trust
- Youth
What else do I need to qualify?
- Account must be opened for at least 90 days
- Account must have a valid email address on file
- Account must have a minimum of 1 deposit every 45 days
What shares can I deposit to?
- Savings (all suffixes except 0007)
- Money Markets (all suffixes)
- Checking
- Vacation Club
What do I need to put on the back of the check?
Endorsements must be legible and include the following: your signature and “For Mobile Deposit Only at WWFCU”.
When are the funds available?
- $1.00 is made available the following day
- Remaining deposit amount is held for 3 business days
Are there any limits I need to be aware of?
- The total number of checks allowed per day is 5.
- Daily limit of $25,000 or 15 items – whichever comes first- with each item being under $10,000
- Monthly limit of $50,000 or 60 items – whichever comes first – with each item being under $10,000.
Can I deposit any kind of check?
Foreign checks are not accepted through RDC Mobile Deposit. Most other checks are accepted, however, there are a few types that may be rejected. Some checks that may have an issue are rebate checks and money orders. These checks must be brought to the Credit Union for negotiation.
How can I view what I have deposited?
To view RDC history in online banking, click on Remote Deposits. The history list will display. To view RDC history in mobile banking, click the hamburger icon and select Deposit Checks. RDC items will be listed under Recent Activity.
If you have any questions, please give us a call at 734-721-5700.
