Our Rates

Our goal is to provide our members with the lowest and best interest rates available. Whether you are saving or borrowing money, Credit Unions offer better rates, on average, than for-profit financial institutions, such as banks, yes another reason to join.

Whether you are looking to buy your first house, need financing for a car, or want to open a certificate, Wayne Westland Federal Credit Union has the right interest rate for you. The Credit Union way of providing financial services is just smarter. Dump the big banks and switch to your local Credit Union!

Loan Rates

ALL RATES EFFECTIVE 10/21/2017    

Current Loan Rates

Loan Rates As Low As

 TYPE  Interest Rate
New/Refinanced Auto Loans 2017-2014 as low as 1.95% APR
Use Auto Loans 2013-2010 as low as 2.50% APR
Used Auto Loans 2009 and older as low as 3.50% APR
Visa Rewards 12.00% VPR
Visa Rewards Plus 10.00% VPR
Visa Rewards Preferred 8.75% VPR
                                VISA ONE                               16.95% APR
Share Pledged 1.50% APR
Signature Loan 8.25% APR
For Rates on Home Equity Loans call us at 734-721-5700 EXT 3011
For mortgage rates, please visit: Mortgage Center
Rates based on qualified credit
Rates based on your credit score
Rates are subject to change
APR = Annual Percentage Rate         VPR = Variable Percentage Rate

Motorsport Loan Rates

Motorcycles, Snowmobiles, ATV, Jet Skis
New 
 All Rates are listed as APR (Annual Percentage Rate)

Year Terms A+ A
As low as
B C D Loan Amount
2015-2016   690+ 660-689 640-659  600-639  
  Up to 48 mos  4.75% 6.75%   8.25%  9.75% Up to $20,000
  Up to 84 mos 5.25% 7.25%   8.75%  10.25% $20,000-$30,000
  Up to 108 mos 5.50% 7.75%   9.25%  10.75% $30,000-$50,000
  Up to 180 mos  5.75% 8.25%   9.75% 11.25% $50,000 plus

    Contact us for rates on older models.

Recreational Vehicle Loan Rates

Boats, Travel trailers, 5th Wheels and Motorhomes
NEW
  All Rates are APR (Annual Percentage Rate)

Year Terms A+ A
As low as
B C D Loan Amount
   2014-2015       690+ 660-689 640-659 600-639  
  Up to 48 mos   4.75% 6.75%  8.25% 8.85% $5,000-$10,000
  Up to 72 mos   4.75% 6.75%  8.45% 8.95% $10,000-$20,000
  Up to 84 mos   5.25% 7.25%   8.95%  9.45% $20,000-$30,000
  Up to 144 mos   5.75% 7.75%    9.45%  9.95% $30,000-$50,000
  Up to 180 mos    6.25%  8.25%    9.95% 10.45% $50,000 plus

 Contact us for rates on older models.

Dividend Rates

Share ID Description Rate APYE
00 Savings 0.05% 0.05%
30 Money Market 2500+ 0.10% 0.10%
33 Premier Investment 25,000+ 0.15% 0.15%
35 Capital Cash 50,000+ 0.25% 0.25%
59 Christmas/Vacation Club 0.05% 0.05%
7 Youth Account 0.15% 0.15%
10 Checking 0.00% 0.00%

Certificates

Share ID Description Rate APYE
70 3 Months 0.25% 0.25%
71 6 Months 0.35% 0.35%
72 9 Months 0.45% 0.45%
73 12 Months 0.55% 0.55%
78/79 15 Months 0.65% 0.65%
74 24 Months 0.85% 0.85%
75 36 Months 1.10% 1.10%
76 48 Months 1.35% 1.36%
77 60 Months 1.55% 1.56%

APYE = Annual Percentage Yield Earned

IRA Rates

Roth ID Traditional ID Description Rate APYE
82 92 6 Months 0.35% 0.35%
83 93 12 Months 0.55% 0.55%
88 98 15 Months 0.65% 0.65%
84 94 24 Months 0.85% .085%
85 95 36 Months 1.10% 1.10%
86 96 48 Months 1.35% 1.36%
87 97 60 Months 1.55% 1.56%
80 90/91 IRA Variable - 18 Months 0.85% 0.85%

 APYE = Annual Percentage Yield Earned




**NCUA - Consumer Share Insurance Information**


Loan Calculator

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This is the interest rate (e.g. 5.9 for 5.9%)
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This is the number of years for the loan.
*Calculations are estimates and do not guarantee credit.

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