Fine Tuning Your Credit

We all work hard to maintain a decent credit score. But it doesn’t take much to put a dent in it. We’ve got a few tips on how to fine tune your credit before the speed bumps of life affect it. All Debt is Equal When it comes to your credit report, agencies look at

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Are You Financially Ready to Retire?

If you’re at the point where retirement is looming on the horizon, it’s time to determine if you’re actually financially ready to retire. Here are a few things to consider before you leave work behind. Spending If you track your spending and expenses or use a budget, you’re ahead of the game. If not, you

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Is it Time to Get a Credit Card?

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

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WWFCU Makes Car Buying Easier

Thinking of buying a new or used car but feeling overwhelmed by the process? Don’t worry, WWFCU has tips and tools to make the car buying process easier. Get Prequalified Before you start car shopping, you need to find out how much you can spend. Check with your financial institution and get prequalified for an

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Dos and Don’ts for First-Time Homebuyers

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

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Small Changes Lead to Big Savings

Do you find the idea of saving money overwhelming? The problem is when most of us think of saving money, we think of big, sweeping changes we should make. But there are many small changes you can make that can help you start saving money right away. Here are a few to get you started:

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Budget Basics

In honor of Financial Literacy Month, we wanted to remind our members of the basics of budgeting. Creating and sticking to a detailed budget are the first steps toward financial health. Many of us have the best intentions to make a budget but keep procrastinating. While in the meantime we’ll be living paycheck to paycheck.

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How to Become Financially Independent from Your Parents

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

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Top 5 Life Insurance Myths

Do you hear “life insurance” and think it’s for old people or breadwinners from large families? Think again. These are just two of the misconceptions that people usually have about life insurance. Keep reading to view other life insurance myths and the actual truth behind them. Myth #1 I’m young, healthy and single, I don’t

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Kids Count at WWFCU

As parents, we all want to set our kids on a solid financial path. A great way to do this is to open a savings account with them. Who? Is there an ideal age for a child to have a savings account? It partially depends on the child. They should have a beginning understanding of

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