Is a Money Market the Best Choice for Me?

Are you looking for a way to save money, but a savings account isn’t enough? A money market account is a no-risk, higher interest way to put your money away for a rainy day. What is a Money Market Account? A money market account is basically a savings account that offers easier withdrawals and a

Read on

What is the Envelope System and is it Right for Me?

In this age of technology, the idea of the envelope system seems to have faded away. Which is a shame. The envelope system is a great way to take charge of your finances and is great if you’re just starting out or want to be more hands-on with your money. What is the Envelope System?

Read on

Do I Still Need to Balance My Checkbook?

Checks? Who writes checks anymore, let alone balance a checkbook? While the process may seem old-fashioned, believe it or not, it’s still necessary. Balancing a checkbook, also known as bank/account reconciliation is still needed because it can help you catch any errors or fees and helps you stay on top of your finances. Read on

Read on

Build Credit with a Share Pledge Loan

Whether you’re just starting out or you’ve hit a few bumps along the way, building credit can be difficult. An easy way to start building or rebuilding your credit is with a share pledge/share secured loan. A share secured loan (what WWFCU calls a share pledge loan) lets you use the money in your savings

Read on

3 Things to Consider Before Refinancing Your Home

The one good outcome of the economic chaos surrounding the pandemic is some of the lowest interest rates we’ve seen in a long time. But before you rush to refinance your home, there are three things to consider. Do the Math Yes, the interest rates are historically low, but they might not be low enough

Read on

Save on Back-to-School Shopping

While this school year is going to be an unusual one, one thing remains the same … Our kids will need school supplies! Since back-to-school shopping is hard to avoid, we figured we’d give you a few ways you can save on supplies. Do an Inventory Chances are, you have plenty of school supplies left

Read on

Fine Tuning Your Credit

We all work hard to maintain a decent credit score. But it doesn’t take much to put a dent in it. We’ve got a few tips on how to fine tune your credit before the speed bumps of life affect it. All Debt is Equal When it comes to your credit report, agencies look at

Read on

Are You Financially Ready to Retire?

If you’re at the point where retirement is looming on the horizon, it’s time to determine if you’re actually financially ready to retire. Here are a few things to consider before you leave work behind. Spending If you track your spending and expenses or use a budget, you’re ahead of the game. If not, you

Read on

Is it Time to Get a Credit Card?

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

Read on

WWFCU Makes Car Buying Easier

Thinking of buying a new or used car but feeling overwhelmed by the process? Don’t worry, WWFCU has tips and tools to make the car buying process easier. Get Prequalified Before you start car shopping, you need to find out how much you can spend. Check with your financial institution and get prequalified for an

Read on