Other posts in the Credit Cards Category

How Many Credit Cards Should I Have?

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

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Curing a Holiday Debt Hangover

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as

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Financial Goals for Each Decade of Your Life

A person’s financial goals grow and change with the individual. Your goals in your 20s aren’t usually the same as when you’re 50. We wanted to give you an overview of what some of your financial goals should be, decade by decade. Your 20s Set Up Good Habits Now is the time to put your

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Why Skip-a-Payment?

During the holidays do you find yourself scrimping to make ends meet and aren’t sure how you’re going to pay this month’s bills? Know that you’re not alone. This is why WWFCU offers Skip-a-Payment. What is Skip-a-Payment? If you have a loan at WWFCU and want a month off of your loan payment, all you

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Understanding Your Credit Report

By now, you’ve probably heard it’s in your best interest to check your credit report a couple of times per year for accuracy and errors. But do you know what to actually look for once you’ve got your credit report in front of you? Getting Your Report To be able to review your credit report,

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Which to Choose – Credit or Debit?

Credit or debit? Most of us are asked that question several times a week when using our debit card. But do you truly know what the difference is and which is the best choice for you? Choosing Debit You use your PIN for purchases It’s an offline transaction when you check out There are lower

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Twelve Easy Ways to Save Money

In honor of National Savings Day on October 12, we thought we’d give you some realistic ways to save money. If you’re like most, you have the best intentions when it comes to saving, but have a hard time following through. That’s why we have twelve easy ways to save: Credit Cards Pay your cards

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Tips to Help Protect Yourself from Fraud

You wouldn’t leave your cash or credit cards out in public for anyone to use, would you? These days you need to protect yourself and your money from thieves and hackers in all you do. The smarter technology becomes, the savvier thieves are becoming as well. The amount of credit card numbers being exposed to

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How to Build Credit Without a Credit Card

You need credit. In order to buy a home, be eligible for loans, and live a financially healthy life, you’ll need to participate in some sort of credit. Many Americans turn to credit cards as the primary way to build their credit report and score, but they can also pose problems. Credit card debt adds

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Can Small Businesses Afford Not to Accept Credit Cards?

It’s probably no surprise that two thirds of shoppers prefer to use credit cards over cash on a day-to-day basis. For consumers, there are usually secondary benefits to using a credit card—they get airline miles or cash back—and there is often less risk in using credit cards—if cash is stolen, it’s gone for good, but

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