Other posts in the Credit Cards Category

How to Become Financially Independent from Your Parents

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

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Tips to Keeping a Healthy Credit Score

Whether you’ve lost a job or cut back hours at work, it can be hard to maintain a healthy credit score when times are tight. Most months it’s enough just to be able to cover all your bills. Who’s got time to worry about making payments on time? With that in mind, we have seven

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In Case of Recession: How to Be Financially Prepared

Most economists and news reports are predicting a recession due to the COVID-19 pandemic. It’s easy to feel helpless when tough times are looming, but we have three ways you can get prepared. Wrangle Your Debt Easier said than done, right? Thanks to the Federal Reserve cutting interest rates, putting a dent in your debt

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How to Use Your Stimulus Check

The top five areas you should be prioritizing for your financial wellness The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way. Lawmakers recently passed a stimulus package to combat the economic impact of COVID-19. As part of the bill, people are expected to receive

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How Many Credit Cards Should I Have?

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

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Curing a Holiday Debt Hangover

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as

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Financial Goals for Each Decade of Your Life

A person’s financial goals grow and change with the individual. Your goals in your 20s aren’t usually the same as when you’re 50. We wanted to give you an overview of what some of your financial goals should be, decade by decade. Your 20s Set Up Good Habits Now is the time to put your

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Why Skip-a-Payment?

During the holidays do you find yourself scrimping to make ends meet and aren’t sure how you’re going to pay this month’s bills? Know that you’re not alone. This is why WWFCU offers Skip-a-Payment. What is Skip-a-Payment? If you have a loan at WWFCU and want a month off of your loan payment, all you

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Understanding Your Credit Report

By now, you’ve probably heard it’s in your best interest to check your credit report a couple of times per year for accuracy and errors. But do you know what to actually look for once you’ve got your credit report in front of you? Getting Your Report To be able to review your credit report,

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Which to Choose – Credit or Debit?

Credit or debit? Most of us are asked that question several times a week when using our debit card. But do you truly know what the difference is and which is the best choice for you? Choosing Debit You use your PIN for purchases It’s an offline transaction when you check out There are lower

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