Other posts in the Credit Cards Category

Is it Time to Get a Credit Card?

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

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Dos and Don’ts for First-Time Homebuyers

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

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Small Changes Lead to Big Savings

Do you find the idea of saving money overwhelming? The problem is when most of us think of saving money, we think of big, sweeping changes we should make. But there are many small changes you can make that can help you start saving money right away. Here are a few to get you started:

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How to Become Financially Independent from Your Parents

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

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Tips to Keeping a Healthy Credit Score

Whether you’ve lost a job or cut back hours at work, it can be hard to maintain a healthy credit score when times are tight. Most months it’s enough just to be able to cover all your bills. Who’s got time to worry about making payments on time? With that in mind, we have seven

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In Case of Recession: How to Be Financially Prepared

Most economists and news reports are predicting a recession due to the COVID-19 pandemic. It’s easy to feel helpless when tough times are looming, but we have three ways you can get prepared. Wrangle Your Debt Easier said than done, right? Thanks to the Federal Reserve cutting interest rates, putting a dent in your debt

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How to Use Your Stimulus Check

The top five areas you should be prioritizing for your financial wellness The coronavirus (COVID-19) pandemic has had a financial impact on millions of Americans. Thankfully, some relief is on the way. Lawmakers recently passed a stimulus package to combat the economic impact of COVID-19. As part of the bill, people are expected to receive

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How Many Credit Cards Should I Have?

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

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Curing a Holiday Debt Hangover

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as

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Financial Goals for Each Decade of Your Life

A person’s financial goals grow and change with the individual. Your goals in your 20s aren’t usually the same as when you’re 50. We wanted to give you an overview of what some of your financial goals should be, decade by decade. Your 20s Set Up Good Habits Now is the time to put your

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