Other posts in the Savings Category

Recent College Grad? Here are 10 Money Saving Tips

June 13th, 2019

You’ve graduated – congratulations! Now what? Getting your degree has been your goal for so long, you probably didn’t think much about what happens after you get your diploma. Yep, it’s time to be a grown-up, this includes all of the financial responsibilities that come with it.  Here are ten tips to help you navigate

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5 Ways to Save for Summer Vacation

June 6th, 2019

How many times have you vowed you were going to take a summer vacation only to not have the funds when the time comes? WWFCU thinks you deserve a vacation this summer, so we put together five tips to help you save for it: Budget TripThe first important step to take is to figure out

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Should You Touch Your 401(k)?

April 25th, 2019

If you’ve taken saving for your future seriously, chances are you have a 401(k). In case you’re unfamiliar with the term, a 401(k) is a savings/investing plan from employers that gives you a tax break on any money you set aside for retirement. Good savers can accumulate a tidy sum in these types of accounts,

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Automate Savings to Build Good Habits

April 10th, 2018

Automation helps any process or action run smoother and helps remove room for error—like forgetting or making an excuse to not do something or do it differently. And it’s no different for growing your saving account or investment portfolio. There are dozens of budgeting and financial management apps out there, but Acorns stands out in that it

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How to Balance a Checkbook

May 12th, 2015

Balancing your checkbook is one of those crucial life skills. It will give you a clear sense of not only how much money is in your bank account, but where your money goes. It can also help prevent you from bouncing checks, stick to your budget, help you avoid fees, and detect errors from your

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How Do Money Market Accounts Work?

May 4th, 2015

A money market account is a type of savings account offered by banks and credit unions just like regular savings accounts. The difference is that they usually pay higher interest, have higher minimum balance requirements (sometimes $1000-$­2500), and only allow three to six withdrawals per month. Another difference is that, similar to a checking account, many

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6 Tips for Deducting Donations

December 17th, 2013

If you've donated to a charity this year, the IRS wants you to know about few things - tax-exempt status, itemizing, fair market value, timing and many more.

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Spend Less This Holiday Season

November 12th, 2013

It's easy to forget about your budget when shopping for holiday gifts thus you must start by creating a written details on what to shop and stick to your spending limits.

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Tips for Shopping for a Vehicle for Your Teen

October 28th, 2013

According to the National Highway Traffic Safety Administration (NHTSA), auto accidents are still the leading cause of death for American teenagers. However, due to safer vehicles graduated license laws, the numbers have decreased 65% from 8,748 teen deaths in 1975 to 3,023 in 2011. Regardless of statistics and new vehicle safety precautions, automakers still haven’t come up with a vehicle that can drive itself when the weather gets bad, when a tire blows out or when another driver becomes distracted and wanders into your lane. Seasoned drivers rely on their experience and split-second-decision-making abilities to negotiate these perilous moments. Teens don't have that experience.

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Building a Rainy-day Fund

June 25th, 2013

Financial prudence dictates that we stash away enough cash to cover living expenses for three to six months in case something catastrophic comes our way—a job loss, an unexpected illness or an unpredicted home expense. Some items that also should be covered in such a fund include health and car insurance deductibles, rent or mortgage,

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