Other posts in the Financial Wellness Category

Discover the Benefits of Online Bill Pay

The typical household pays 10-15 bills every month. But paying bills is a task that few people truly enjoy. Here’s how some folks do it. First, there’s the frantic hunt for the bills, which have been stashed away in a drawer or on top of the fridge. Then there’s the frenzied search for the checkbook,

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Mobile Banking Services

You’ve probably heard by now that Wayne Westland Federal Credit Union offers mobile banking services to its members. You can check account balances, pay bills, review transactions, transfer funds, and perform other account management activities through your mobile phone. You won’t pay extra for these essential services, either. Mobile banking through WWFCU is free. (Your

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Finding Low Rates on Car Loans

Buying a new car is exciting. Searching for an affordable car loan is not.  As a member of Wayne Westland Federal Credit Union, you have an advantage when it comes to finding low rates on car loans. WWFCU is a not-for-profit institution. This means that we can “give back” to our members by offering you

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A Safer and More Flexible Way To Grow Your Money

Unless you’ve been hiding out in the mountains with no access to the Internet, TV or radio, you are aware of what’s been going on with Wall Street. Namely, the stock market has been up and down like a drunken yo-yo. Such volatility is nothing new, but it’s definitely not for the faint-of-heart – and

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Is Zero Percent Financing Really Your Best Deal?

Undoubtedly you’ve heard about the “zero percent financing” offers that many auto manufacturers have been promoting lately. Although they seem to be incredible deals and are certainly enticing, you should read the fine print and know the facts before you head to your local dealer. Beware of Those Teaser Rates Teaser rates have always been

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BALANCING YOUR CHECKBOOK

A NEW SYSTEM THAT IS FAST AND EASY Here’s the 21st century method for balancing a checkbook. What you will need: 1. Monthly statement 2. Checkbook register 3. A pocket calculator What you need to do: 1. Go down the checkbook REGISTER and — one by one — puts a checkmark by each entry not

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Understanding Your Credit Score

Few things in an American consumer’s life are as critical to their financial environment as their credit score – yet relatively few of us understand how the scores work, how the credit agencies calculate the scores, or even what number constitutes a “good” score. Let’s examine the credit score system and shine some light onto

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How Financial Guidance can be Beneficial

Creating a plan for managing finances is important at every stage of life. It is not always easy to implement and follow because unexpected expenses can crop up at any time, and job situations can change, especially when the economy takes a downturn. Financial guidance can assist you in changing your habits by offering various

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Smart Tips on Planning for Retirement

Many people have set goals for their retirement. Others don’t even want to think about it. It is important to consider what sources of income and savings will be available when planning for retirement. Building a money reserve is one of the most important aspects of this planning process. Experts advise people to start as

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Ways to Protect Your Identity from Fraud

Every year millions of people in the United States are affected by identity theft. Credit cards, social security numbers, and bank account numbers are the most commonly compromised forms of personal information. Thieves can change the billing address on a credit card account, make charges to it, and run up bills which they will not

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