Defined as when one person masquerades under the identity of another, identity theft has flourished in recent years with the advent of online, faceless Internet lending and credit transactions. Although it is almost impossible for consumers to completely guard themselves against identity theft, the Federal Trade Commission (FTC) and other consumer agencies suggest the following

You can make your own budget worksheet using either a pen and paper or a computer spreadsheet program. Think of your budget in terms of two things: money and time. Money, of course, is divided into its own two categories: Income and Expenses. Follow these steps to make your budget worksheet: List your income in

Manufacturers often market vehicles by offering a rebate or exceptionally low financing. Should you take the rebate or the special financing? The dealer does not give you both. For example, you have decided to purchase a vehicle for $20,000. The dealer is going to give you a rebate of $3,000 or a finance rate of

Does money trickle out of your wallet like a lazy river, a babbling brook, or rushing white water rapids? Government figures show that many households with a total income of $50,000 or less are spending more than they bring in thanks to the liberal availability of credit. This doesn’t make you an automatic candidate for bankruptcy, but

Make one or two mistakes in handling your retirement money and you could be paying a stiff penalty later in your life. With the stock market on such unsteady legs, it pays to stay clear of these common mistakes: You pay attention to the market losses instead of your long-term needs. Catastrophic events and long-term

Follow our financial resolutions for a financially fit lifestyle! Save automatically. Credit unions will automatically deduct a designated amount from your paycheck for deposit in savings. This is an essential step for those who are unlikely to save on their own. Remember, even small amounts add up! Save your raise. If you get a raise,

“I can’t wait to get my own car.” Sound familiar? Before you start shopping for a used car with a teenager you know, do some homework. It may save you serious money. Consider driving habits, what the car will be used for, and your budget. Research models, options, costs, repair records, safety tests, and mileage

Credit union members have unlimited access to over 28,000 surcharge-free CO-OP® Network ATMs in the U.S. and Canada. Shared Branch Network Shared Branch Network – A Nationwide Extension of Your Credit Union Members are no longer limited to conduct in-branch financial activities. We are part of a worldwide shared-branching network of thousands of credit union locations (hundreds in California), which

ICU Day International Credit Union Day Thursday, October 18, 2012 We salute the Credit Union movement as Credit Unions continually demonstrate their ability to improve the lives of individuals, families, communities and countries around the world. To celebrate International Credit Union day on Thursday October 18, 2012, Wayne Westland Federal Credit Union is taking the

Buying a new car is exciting. Searching for an affordable car loan is not. As a member of Wayne Westland Federal Credit Union, however, you have an advantage when it comes to finding low car loan rates. WWFCU (like other Credit Unions) is a not-for-profit institution. This means that we can “give back” to our