According to the Pew Research Center, 63 million Americans conduct all or some portion of their banking online.
In addition, a survey by the American Bankers Association reveals that 62% of American adults polled preferred online banking over other types of banking, such as visiting a branch or using an ATM.
If you’ve enrolled for home banking services through Wayne Westland Federal Credit Union, you already know from personal experience how much time and effort you can save with online banking. If you haven’t enrolled yet, here are a few online banking benefits that you’re currently missing out on.
Convenience
Convenience is the primary reason why our members sign up for online banking. You can do just about all of your banking from the comfort and privacy of your own home, at a time that is convenient for you.
Pay bills, check account balances, transfer funds, view account statements, and much more, all from your home computer (or from any computer with an Internet connection).
Once you’ve signed up for online banking, you can forget about spending your lunch hour waiting in line, or rushing to get to the Credit Union before it closes, or searching for the nearest ATM with a crying baby in the car.
Online banking brings the Credit Union to you.
Real-Time Account information
Online banking is a superb tool for managing your finances. It provides you with up-to-date information about your accounts, making it easy for you to keep a close watch on your money.
You can view current balances and see banking transactions as they happen. You can also review transactions for previous months and verify payments to specific creditors. This access to real-time account information helps you to avoid any unpleasant surprises, such as overdrafts, bounced checks, or missed bill payments.
In fact, you don’t even need to log in to the WWFCU home banking website to monitor your accounts. Thanks to our “E-Alert” feature, you can set up email alerts that inform you immediately about balance changes, withdrawals, deposits, and other types of activity on your account.
Less Paper and Clutter
If you’re tired of dealing with stacks of bills, account statements, and other mail related to your financial activities, online banking can help reduce the clutter.
Many people are opting out of receiving paper bills and account statements. Instead, they choose to get statements by email or by logging into their account online. If you need a paper copy of something, you can simply print it out at home.
You can feel good about making a small contribution to the environment, as well. The use of electronic statements and payments saves on paper and reduces greenhouse gas emissions.
Get Started with WWFCU Home Banking
Online banking at WWFCU is free, easy, and secure. You may rest assured that your account information and personal data are protected by state-of-the-art encryption technology. Enroll now and start enjoying the many online banking benefits today.
