What do I need to deposit or cash a check at WWFCU?
We don’t guarantee you’ll be able to cash a check immediately. Management may decide there needs to be a hold placed on the check and you’ll have to wait. Check cashing can be done in the branch only. Here are a few situations you may encounter when depositing a check:…
How do I place a stop payment on a transaction?
We are unable to stop debit card transactions; you must stop them through the business you made the purchase from. ACH (Automated Clearing House) transactions using a routing and account number can be stopped for a one-time transaction if you call us or stop by our branch. There is a…
How can I make a loan payment?
WWFCU members can make their loan payments in our branch, on the phone or online. You can make loan payments by: Transferring funds from your WWFCU checking or savings accounts ACH from a savings or checking account at another financial institution Using a Mastercard, Discover, or Visa (Visa can only…
Why are the number of electronic transfers from my savings account limited?
It’s because of Regulation D (Reg D), a federal law that only allows six electronic transfers out of your savings account per month. This includes transfers using account/routing numbers, mobile banking transfers and automatic transfers made to cover checking transactions. Luckily, the total resets on the first of each month,…
Who can join WWFCU? How do I join?
You can join Wayne Westland Federal Credit Union if you live, work (or regularly conduct business in), worship, attend school, perform volunteer services, participate in associations headquartered in, participate in programs to relieve poverty or distress which are located in, or incorporated or unincorporated organizations located in or maintaining a…
How long will you hold the check I deposited?
The first $200 will be release immediately. After that, check holds are determined by several factors such as how you’re depositing it and what kind of check it is (i.e. personal vs. payroll checks). If you deposit a check at our ATM, it’s an automatic hold of three business days….
Can I bring in my change?
Yes. We have a cash machine in the lobby that you can deposit your change into and get either cash back or deposit the total into your WWFCU account. There’s a 5% fee for members and a 10% fee for non-members to use the cash machine. You can also bring…
Do you have a withdrawal limit in drive-thru?
Yes. Members can withdraw $1,500 in cash in a 24-hour period and up to five checks in a 24-hour period. You can get cashier’s checks using drive-thru, but not money orders. You’ll need to come into the lobby for any transactions over the amounts listed above and for money orders…
Is WWFCU a Shared Branch?
Yes. Being a Shared Branch means that members from other credit unions can come here if their credit union participates in Shared Branching. As long as you have a valid ID and your account number from a participating credit union, you can conduct these transactions at the teller line (some…
How do I update my address?
You can change your address with us three different ways. You can come into our branch and do it in person, call (734) 721-5700 and ask us to mail you a change of address form or you can do it through online banking account. We cannot change your address over…