Ready to take the leap from working for someone else to starting your own business? We have a rundown of some of the financial realities you’ll need to consider before diving in. Start with a Business PlanIf you don’t already have a business plan, you’ll need one before you start your business. A business plan

How many times have you vowed you were going to take a summer vacation only to not have the funds when the time comes? WWFCU thinks you deserve a vacation this summer, so we put together five tips to help you save for it: Budget TripThe first important step to take is to figure out

The average American spends nearly four hours a day on their smartphone, and about a third of U.S. smartphone users use mobile banking or mobile banking apps. As a WWFCU member, you’re in luck! We offer both mobile banking and a mobile banking app. Whether you’re already familiar with our mobile banking or are new

Being a new parent comes with a lot of decisions. From picking the right stroller and car seat to the perfect name, making the right choices can be stressful. We hate adding to your parental to-do list, but now is the time to add some financially-related tasks to your list as well. Insurance Add Your

From picking neighborhoods and school districts, to dealing with down payments and home inspections, there are a lot of choices homebuyers need to make. A major decision, one that will affect your finances for years, is what kind of mortgage to get: fixed or adjustable rate.  The most popular type of mortgage is fixed-rate, which means

Private Mortgage Insurance (PMI) When purchasing a home, there are many different costs to factor into a budget. While many people are aware of expenses like taxes and the cost of making repairs, there are some costs that people don’tthink about, such as Private Mortgage Insurance (PMI). PMI is an additional monthly expense added to your

The thought of buying your first home can be thrilling – and intimidating. Whether you’ve just started the homebuying journey or you’re in the middle of the process, we’ve got some tips to help you along the way. These tips can be a refresher if this isn’t your first time house-hunting as well.  Down PaymentIt

You can maximize your tax refund in several ways — from paying off high-interest debt to investing in a business or saving for retirement. One or more of these options could be the perfect fit for you. Pay Off High-Interest DebtHas a high-interest credit card balance been a thorn in your side? Resist temptation to

If you’ve taken saving for your future seriously, chances are you have a 401(k). In case you’re unfamiliar with the term, a 401(k) is a savings/investing plan from employers that gives you a tax break on any money you set aside for retirement. Good savers can accumulate a tidy sum in these types of accounts,

Your house and yard aren’t the only things that need a little extra attention this spring – so do your finances. Spring is the perfect time to take a step back and look at the bigger picture and tend to the financial areas that need help. We have eight tips to help you spring clean