A will isn’t the only way to transfer your assets upon your death. Trusts are a useful tool that can be used to achieve a maximum amount of control over how your assets will be distributed among your loved ones and other beneficiaries. Trusts may also reduce the amounts spent on probate court and estate

Our partner, Mortgage Center, offers a variety of mortgage options that other lenders cannot. These Credit Union Exclusive Programs have been designed to bridge the gap in conventional loans, so that you can find the loan program that is best for you. Here are just a few of the exclusive programs available to you: Condominium

Keeping your personal budget and accounting organized is necessary to ensure any kind of financial security. Managing such accounts and budgets down to the individual transaction is, at best, a tedious task if handled the traditional pen-and-paper way. Fortunately, help is available. The option you choose will depend on whether you’re an excel monkey —

If you’re considering replacing your vehicle, have you considered purchasing a used one? The perception of used cars can be somewhat negative. That’s why the market-friendly term “pre-owned” is now more widely used (forgive the pun). However, shopping for a used car can be tricky because every car has a unique, and often hidden, history.

Small Business could miss out in sales in case they decide not to accept payment using credit cards. In 2014, 35% of consumers preferred credit cards over any other type of payment. Some small business build the cost of accepting credit card in the final price of goods. Instead, there are ways businesses can save

Many people view the goal of a college education as getting a degree with some effort. Treating college with that perspective misses out on additional value that college can provide. Students should look for any opportunity to build things related to your area of study that can earn income now and incorporate those things into your studies

Buying a home can be compared to falling in love. First start dating and you overlook some critical flaws. Some that flaws that could slowly crack away at your relationship in the future, causing heartbreak and be quite costly. Pay a lot of attention to all details of the Seller Disclosure Report, be careful not to overlook some major red flags during the process,

We all know we need to save for retirement, no matter how many years away from retirement we are. But understanding the choices and choosing the right account can seem daunting. What is available and what is best for you? Matching received contributions from your employer, increasing your retirement savings, there are several ways to categorize the universe

This summer teach kids some practical life lessons including basic money management skills. Some kids might already have a savings account with a credit union to encourage good money management for kids and see for them to see their savings grow. Most teens will at some stage be offered opportunities to take on debt, perhaps through credit

Below is an recent article from Time that asserts just how valuable credit unions are to its members. We continue to offer both superior and more affordable products than the alternative. Credit unions have been providing superior, reasonably priced products and services to their members for going on 100 years in the U.S., so I