If you’re at the point where retirement is looming on the horizon, it’s time to determine if you’re actually financially ready to retire. Here are a few things to consider before you leave work behind. Spending If you track your spending and expenses or use a budget, you’re ahead of the game. If not, you

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

In honor of Financial Literacy Month, we wanted to remind our members of the basics of budgeting. Creating and sticking to a detailed budget are the first steps toward financial health. Many of us have the best intentions to make a budget but keep procrastinating. While in the meantime we’ll be living paycheck to paycheck.

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

Do you hear “life insurance” and think it’s for old people or breadwinners from large families? Think again. These are just two of the misconceptions that people usually have about life insurance. Keep reading to view other life insurance myths and the actual truth behind them. Myth #1 I’m young, healthy and single, I don’t

As parents, we all want to set our kids on a solid financial path. A great way to do this is to open a savings account with them. Who? Is there an ideal age for a child to have a savings account? It partially depends on the child. They should have a beginning understanding of

Business owners and parents seem to get all the tax breaks, but what if your “kid” has four legs and is furry? Guess what? You get some tax breaks too! Read on to see if your pet helps you qualify for any of these deductions. Pest Control – Did you get your cat or other

Whether you’re looking to get a new or used vehicle, buying a car can be an exciting yet stressful experience. WWFCU wants to take the stress out of the process and walk you through the steps you need to take before signing on the dotted line. Get Your Score Unless you’re paying cash, the very

More and more communities are looking to the near future when businesses may open back up again. If your business was forced to shut down due to the coronavirus pandemic, you may be wondering what to do next. Now is the time to think things through and put a formal plan together. Health Policies You’ll