Other posts in the Financial Wellness Category

It’s Tax Season

Benjamin Franklin said it best when he proclaimed, “in this world, nothing is certain except death and taxes”. While there is something to be said about paying your fair share, not much takes the sting out of paying taxes. A study by the Pew Research Center in Washington, DC shows that 56% of  Americans have

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Taking Control of Your Finances

With 2023 in our rear view mirror, it’s time to kick off 2024 with some new year’s resolutions. Most resolutions can be as simple as working out more, eating healthier, saving money or starting a new hobby. While there are a million resolutions you could make, your WWFCU Financial Gurus have a suggestion for you:

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5 Tips for Improving Your Credit Score

It’s not uncommon to feel nervous or even a little apprehensive when applying for credit. Most of us agree that it’s not an easy topic to talk about, but did you know that 37% of us have a credit score of 700 or lower? That’s over one-third of consumers! If you happen to fall into

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Understanding Your Credit Score

What is a credit score? Credit Scores are a number given to express your creditworthiness and how you’ve managed credit and debt. Understanding how they work can help you improve your credit history, qualify for lower interest rates and more. To better understand your credit score here are a few things you need to know.

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IMPORTANT INFORMATION REGARDING STIMULUS PAYMENTS

ATTENTION-IMPORTANT INFORMATION REGARDING STIMULUS PAYMENTS   If you received a check or a visa debit card as your stimulus payment, please read the following important information. Stimulus Checks Stimulus checks must be endorsed. Checks that are not endorsed or have “for deposit only” written on the back are not negotiable. Third party stimulus checks will

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What is the Envelope System and is it Right for Me?

In this age of technology, the idea of the envelope system seems to have faded away. Which is a shame. The envelope system is a great way to take charge of your finances and is great if you’re just starting out or want to be more hands-on with your money. What is the Envelope System?

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Build Credit with a Share Pledge Loan

Whether you’re just starting out or you’ve hit a few bumps along the way, building credit can be difficult. An easy way to start building or rebuilding your credit is with a share pledge/share secured loan. A share secured loan (what WWFCU calls a share pledge loan) lets you use the money in your savings

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3 Things to Consider Before Refinancing Your Home

The one good outcome of the economic chaos surrounding the pandemic is some of the lowest interest rates we’ve seen in a long time. But before you rush to refinance your home, there are three things to consider. Do the Math Yes, the interest rates are historically low, but they might not be low enough

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Save on Back-to-School Shopping

While this school year is going to be an unusual one, one thing remains the same … Our kids will need school supplies! Since back-to-school shopping is hard to avoid, we figured we’d give you a few ways you can save on supplies. Do an Inventory Chances are, you have plenty of school supplies left

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Fine Tuning Your Credit

We all work hard to maintain a decent credit score. But it doesn’t take much to put a dent in it. We’ve got a few tips on how to fine tune your credit before the speed bumps of life affect it. All Debt is Equal When it comes to your credit report, agencies look at

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