It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

In honor of Financial Literacy Month, we wanted to remind our members of the basics of budgeting. Creating and sticking to a detailed budget are the first steps toward financial health. Many of us have the best intentions to make a budget but keep procrastinating. While in the meantime we’ll be living paycheck to paycheck.

If you’re like many 20-somethings, you either still live at home with your parents or they’re helping you pay your bills. Don’t despair. According to a study by Pew Research, 45% of young adults ages 18 to 29 say they’ve received a lot or some financial help from their parents in the past 12 months.

Whether your hours have been reduced or you’ve been laid off due to the coronavirus pandemic, your bills are probably piling up. While this can be stressful and scary, the worst thing you can do is hope it all goes away and do nothing. Contact Your Lenders The first step you should take is to

If you’re stuck at home with your kids during the coronavirus outbreak, you’re probably grasping at ways to keep your young ones busy. We always think financial education should be a top priority no matter how old you are, but now may be the perfect time to teach your kids a thing or two about

Staying healthy isn’t the only concern these days. The coronavirus is also affecting our wallets. We want our members healthy and to keep your financial stresses at a minimum, so here are a few tips to help. Keep Your Savings Safe – Some people panic during stressful times and want to withdraw all their savings.

Drowning in debt and not sure how to get out of it? You could speak to creditors, budget smarter, make bigger payments or try debt consolidation. Debt consolidation is where you roll several of your debts into a single loan payment. There are a lot of factors to consider when deciding if debt consolation is

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

Do you find yourself making excuses on why you can’t save money? Hopefully, our tips will make it easier to save and harder to keep coming up with excuses on why you can’t. Make it Automatic Do you have direct deposit from your employer? Chances are you can designate more than one account for your