Although the terms sound interchangeable, they represent two different stages in the home loan application process. If you begin looking at houses when you are pre-approved but not pre-qualified, you could fall for a house you can’t truly afford, or you’ll lose out to another buyer who is further along in the mortgage and buying

WWFCU knows how convenient it is to use an ATM. And we understand how frustrating it is if your regular ATM isn’t working. With that in mind, we have some good news and some bad news for you. The good news is we’re replacing the ATMs next to our branch with sleek, new ones and

  You asked – we listened. Starting July 11th, Wayne Westland Federal Credit Union will be open Wednesdays to better meet your financial needs. To celebrate, we’re launching a month of Wonderful Wednesdays: Welcome Wednesday– July 11 Visit us during our branch lobby hours to get some fun WWFCU freebies. The first 20 members in

Your credit score goes up when you show that you’re financially trustworthy. One day you pay off a loan and notice that your score drops. Shouldn’t your credit score have jumped up, instead? To understand what’s happening, take a look at how credit scores are calculated: Credit Reports and Scores The three credit reporting agencies,

More money in your pocket, thanks to WWFCU and Love My Credit Union® Rewards.  Saving on the products and services you need and use every day is easy with Love My Credit Union Rewards. As a WWFCU member, you can get discounts and rewards that include: A $100 cash reward for each new line you activate, up to three

In terms of real estate, “sweat equity” is understood as value-enhancing improvements made by homeowners. These improvements might be made to increase the immediate value of the home for re-sale, or to increase the usability, enjoyability, and value of the home to the owners as they live there. Investing sweat equity into a home is

  Wayne Westland Federal Credit Union now offers its members two ways to use Apple Pay. We announced a few weeks ago that we had Apple Pay for our MasterCard Debit Card. As of today, you can now use Apple Pay with your WWFCU Visa Credit Card as well! Here are the perks of Apple

The housing marketing has been a bit of a roller coaster ride over the past few years. While the ride has seemed to level off as of late, many homeowners or potential homeowners are waiting to see what happens. We’ve got some good news for you – 2018 is a great time to do either:

It’s probably no surprise that two thirds of shoppers prefer to use credit cards over cash on a day-to-day basis. For consumers, there are usually secondary benefits to using a credit card—they get airline miles or cash back—and there is often less risk in using credit cards—if cash is stolen, it’s gone for good, but

If someone recommended getting your teenager a credit card, your first reaction might be to call them crazy. But maybe there’s something to it. Building good credit is a long and sometimes complicated process. Young adults ages 17 and 18 are signing off on five-digit student loans, young college students are looking to buy their