Moving to a City? Consider These Differences Before You Go

Whether you’re moving for a job or just because you’re looking for a change, starting a new life in the city is always exciting. However, if you’ve lived in rural or suburban towns your whole life, the hustle and bustle of a city can certainly cause a bit of culture shock. Additionally, if you’ve lived

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Six Tips for Saving Money on the First Year of College

Everyone knows that college tuition and fees are high-cost items, but what about the many other expenses associated with higher education? Parents of freshmen are often very surprised by the price of books, travel, dorm accessories and other college necessities. The Michigan Association of CPAs offers six tips on how to save on these and

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Financing Your New Car

In a previous post, we gave you tips on how to best do research for your new car. In this post, we will give you some smart financing tips. You’ve decided that you can afford a new car. Now what? Follow these tips for smart financing: Explore your financing options—especially your credit union. A credit union

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Researching Your New Car

Buying a new vehicle doesn’t need to be an overwhelming experience. Just do your homework before you visit the dealership, and you’ll be prepared to find the car you want—not just the car they want to sell you. Before you go to the dealership, you should do the following: Determine if you can afford a

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NOTICE: >> Same Day ACH Clearing <<

Please be aware that a new Same Day ACH Debit regulation will go into effect on September 15, 2017. This means that any payment made by check, authorized by telephone and/or web could clear your checking account on the same day it’s authorized. As always, we appreciate your membership.

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Understanding Averaging Strategies

Have you ever heard of dollar-cost averaging or value averaging? It’s a strategy to avoid being exposed to price risk when making a large purchase in an actively traded security. Because if you make the investment all in one fell swoop, you might get lucky and see the price swing higher a few months after

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Tips for Easy Expense Tracking and Budgeting

Tracking personal expenses is an important habit to cultivate for any independent adult. By tracking your expenses, you can build a budget and find ways to make sure you don’t live outside your means. However, as anyone who’s attempted to track their expenses knows, it can be overwhelming at first. Here’s a process to make

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Donating a Vehicle – Tax Deduction

Do you have an old vehicle that’s been sitting in your driveway for years collecting dirt and rust? Maybe it’s the set of wheels you used in college or a minivan from when the kids still lived at home. You could sell it, but likely wouldn’t be worth the hassle. Instead, an easy way to

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When Your Plans Go Awry

When leaving home for a vacation, most people experience a slight nervousness. “What if something goes wrong?” they ask themselves. Usually, it’s a concern that’s quickly forgotten when they reach their final destination. However, for an unlucky few, sometimes vacations do go “south”. Here are some situations you may run into while abroad, and how

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Introducing Your Kids to Credit and Debt

The concept of credit is enormously broad, as well as enormously important. It’s only natural that the idea of introducing it to your kids is accompanied by apprehension. After all, their credit and debt habits will have a profound impact on their lives. If you start early with some engaging simulation of real-life finances, you

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