Chances are, if you’ve listened to your parents you’ve been instructed that you need at least 20% down when buying a home. You’re not alone. According to a Sallie Mae survey, nearly 50% of renters think they need 20% down to buy a home. The good news is you’re much closer to becoming a homeowner

About a third of Americans wait till the last two weeks of the deadline to file their taxes. If you’re one of the procrastinators, you may want to change things up this year and file early. Here are six reasons why it pays to file your tax returns early: Quicker Refunds Since most people wait

Over half of Americans prefer using their debit cards over any other form of payment, and this number continues to grow. However, in this age of security breaches, consumers are wondering if using debit cards is safe. We have four facts on how/why debit cards are a safe choice. Decrease in Debit Card Fraud Believe

We have teamed with Falcon Fraud protection services to continuously monitor your WWFCU debit cards as of February 5, 2020. This service helps identify and prevent fraudulent transactions. If any of your card transactions seem unusual or outside of your normal spending patterns, this may prompt Falcon Fraud to contact you to confirm the transaction(s).

You always hear about people refinancing their mortgages, but what about refinancing an auto loan? There are several reasons you may want to refinance your auto loan, and a couple of reasons you might not. Read on to see what best describes your auto loan situation to decide if you should refinance your car. Why

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

As a grown-up you know that there are both negative and positive sides to having a credit card. Many of us find out the hard way what it means to own a credit card. If you’re a parent, you probably like to help your kids avoid the same mistakes you made. Here are a few

Do you find yourself making excuses on why you can’t save money? Hopefully, our tips will make it easier to save and harder to keep coming up with excuses on why you can’t. Make it Automatic Do you have direct deposit from your employer? Chances are you can designate more than one account for your

Along with the decorations, cookies and family fun, the holidays also often come with a sizeable chunk of debt. In fact, 42% of Americans expect to have about $500 in holiday debt. If you find yourself a bit buried in debt, WWFCU has some great tips to help dig you out. Evaluate As much as

As you take a look back at 2019, you’re probably resolving to have better control over your finances in the New Year. From saving more to spending less, we’ve got your goals covered: Watch Your Credit Score Many of us only look at our credit score once a year or when we’re looking to make