Identity theft occurs when someone obtains your personal information, such as your credit card data or Social Security number, to commit fraud or other crimes. The Federal Trade Commission estimates that 9 million Americans suffer identity theft annually. It sounds like a big number, but it isn’t. For one, the hysteria has been stoked by much-publicized data

The list of excuses for why it’s impossible to save for retirement is endless. Some people may be just getting started in their careers, making small starting salaries. Others may be stay-at-home parents with no earned income. Everyone is juggling a plethora of different financial goals, of which retirement is just one. And those who

How to Lower Your Auto Insurance Rates without Sacrificing Coverage or Service in the Process Let’s face it. We all like to save money, especially when it comes to auto insurance. But does lowering your insurance premiums mean less-than-adequate coverage or working with a provider whose customer service leaves a lot to be desired? Not at

As you’ve prepared to send your child back to school this fall, you’ve likely been hit with a mountain of paperwork for class enrollment, youth sports, and other after-school activities. But as you share your child’s personal information with teachers and administrators, carefully consider how and why the information will be used in order to

More and more people are coming to realize the benefits of buying a used car. If you’ve decided the same, you have definitely made a smart decision. The fact of the matter is you can purchase a car that is almost as good as a brand-new one and save up to 50% off the original

The decision to buy a new car will probably be one of the most important financial milestones in your life. In addition to the investment of money, you will spend a great deal of time looking for the right vehicle that caters to your needs. Similarly, you also need to spend time when looking for

Just as with selling a house, first impressions count when selling your car. It can even make or break a deal. If you’re planning to sell your car, help it make a good first impression on potential buyers. Here’s how: Clean it up. Going to the car wash may not be enough. Make sure the

Don’t get caught up in the excitement of picking up your new car that you forget to pay attention to the detail. Spot Deliveries When it comes to delivery of your car, the very first thing you need to be aware of, and know how to deal with, is the “Spot Delivery.” A spot delivery

The many details involved in getting a new business off the ground could scare off even the most committed and motivated entrepreneurs. If you’re thinking about starting a new business, the Michigan Association of CPAs provides the following list to help you begin the process. Stick to what you know and love. Successful businesses don’t

You can save as much as a thousand dollars or more each year in lower credit card interest charges by paying off your entire bill each month or by using a check, cash or debit card for purchases. If you are unable to pay off a large balance, pay as much as you can and