With your bank, do you actually have input in the decision making processes that affect your money? Credit unions have members, not customers, and each of them has a stake in the organization. When hard choices have to be made, they’re not decided by a small group of bank executives. They’re voted on by members.

There are a number of decisions you need to make when you begin your search for a financial institution. One decision is whether you want to keep your funds at a credit union or a bank. It’s a choice of being a member and part owner of a credit union or just a customer who