Other posts in the Credit Category

Understanding Your Credit Report

By now, you’ve probably heard it’s in your best interest to check your credit report a couple of times per year for accuracy and errors. But do you know what to actually look for once you’ve got your credit report in front of you? Getting Your Report To be able to review your credit report,

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How to Boost Your Credit at WWFCU

Is your credit not as good as it could be? You’re not alone. About 20% of Americans have credit in the poor to fair range (669 or lower). WWFCU is always looking out for its members and your financial health. So, we thought we’d share a few general tips on how to boost your credit

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Credit Cards

Here are some ways to responsibly choose and use a credit card. Read the fine print. If you receive an offer for a pre-approved credit card or if someone says they’ll help you get a credit card, find out the details first. You need to know what interest rate you will be paying and for

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Lions, Tigers, Bears, and Lenders?

Let’s play a game. I’ll give you a word and you tell me what comes to mind. Ready? “Predator.” Did you think of a prehistoric animal with claws and stabbing teeth? Or, a stealthy cheetah prowling for gazelle in the grassy plains of the Serengeti? Perhaps a portly Siamese cat stalking a house sparrow? How

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How to Protect Yourself from Credit Card Fraud

Here are a few tips on how to avoid becoming the victim of credit card fraud: Periodically review your credit reports. There are three main credit bureaus. Order your credit report from each of them at least once a year. Request copies of your credit report from TransUnion, Experian, and Equifax. You can also obtain

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Map Out Your Finances

The details of our financial lives can be tricky, and without a clear road map it’s easy to feel lost. Changes in tax laws and the family structure offer potential complications in how we handle our money, so heed these tips as you make financial plans for the future. Invest. If you have extra money

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Understanding Your Credit Score

Few things in an American consumer’s life are as critical to their financial environment as their credit score – yet relatively few of us understand how the scores work, how the credit agencies calculate the scores, or even what number constitutes a “good” score. Let’s examine the credit score system and shine some light onto

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How to Take Advantage of Share Pledge Loans

There are many types of loans out there. Some have such high interest rates and so many fees tacked on that they are undesirable. A Share Pledge loan, however, may be the answer. Normally issued at a much lower interest rate, a Share Pledge loan from a Credit Union is a loan that is issued

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Five Savvy Moves to Improve Your Credit Score

If you are planning on applying for a loan or a mortgage in the near future, you’ll want to make sure that your credit score is in tiptop shape. Here are five things you can do to improve your credit score immediately.  Pay Your Bills On Time, Every Time More than one-third of your credit

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