Other posts in the Car Loans Category

Should I Refinance My Car?

You always hear about people refinancing their mortgages, but what about refinancing an auto loan? There are several reasons you may want to refinance your auto loan, and a couple of reasons you might not. Read on to see what best describes your auto loan situation to decide if you should refinance your car. Why

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How Many Credit Cards Should I Have?

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

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Making Saving Painless

Do you find yourself making excuses on why you can’t save money? Hopefully, our tips will make it easier to save and harder to keep coming up with excuses on why you can’t. Make it Automatic Do you have direct deposit from your employer? Chances are you can designate more than one account for your

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When’s the Best Time to Buy a Car?

So, you’ve been scrimping and saving to buy a new car. But is now the best time for the best deal? Before you spend more of that hard-earned money than you should, we’ve got some tips on when is the ideal time to buy a car. No Weekends While the weekends might be the easiest

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What to Ask When Buying a New Car

There are many questions you’ll be asking yourself, the dealership sales associate, and probably car review websites before you decide to buy a new vehicle—but here are six questions you should ask before signing any purchase papers. These questions should be your “deal testers,” a way for you to verify the purchase terms, understand all

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Your Complete Used Car Buying Guide

If you’re considering replacing your vehicle, have you considered purchasing a used one? The perception of used cars can be somewhat negative. That’s why the market-friendly term “pre-owned” is now more widely used (forgive the pun). However, shopping for a used car can be tricky because every car has a unique, and often hidden, history.

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Secured vs. Unsecured Loans

Secured and unsecured loans are the most common types of loans the average person will use throughout their life. But do you know the differences? Understanding how these two types of loans work will help you better understand your own financial portfolio. Secured Loans A secured loan is one protected by an asset, used as

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Vehicle Purchase: Lease vs. Buy

Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you. LINK TO HANDY LEASE VS. BUY CALCULATOR Lease vs. Buy Definitions Purchase price Total purchase price. Price should

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Financing Your New Car

In a previous post, we gave you tips on how to best do research for your new car. In this post, we will give you some smart financing tips. You’ve decided that you can afford a new car. Now what? Follow these tips for smart financing: Explore your financing options—especially your credit union. A credit union

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Researching Your New Car

Buying a new vehicle doesn’t need to be an overwhelming experience. Just do your homework before you visit the dealership, and you’ll be prepared to find the car you want—not just the car they want to sell you. Before you go to the dealership, you should do the following: Determine if you can afford a

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