A Certified Credit Union Financial Counselor is a credit union professional certified by the Credit Union National Association (CUNA). Not only are these CCUFC’s available to provide financial education, but they can also help with methods to increase your credit and ways to efficiently pay down debts. They are skilled in constructing budget plans, finding

As WWFCU continues to celebrate its 70th anniversary and we reflect over the years, one question that we always seem to hear is “what is the difference between a credit union versus a bank? Why should I want to do business with a credit union over a bank?” If you yourself have ever wondered this

End of life planning is one of those things that we all tend to put off. No one enjoys thinking about what will happen once they pass away or how they would like their estate handled. Having this difficult conversation with your loved ones is critical in expressing your wishes and how things are to be taken

With 2023 in our rear view mirror, it’s time to kick off 2024 with some new year’s resolutions. Most resolutions can be as simple as working out more, eating healthier, saving money or starting a new hobby. While there are a million resolutions you could make, your WWFCU Financial Gurus have a suggestion for you:

Come the New Year, many of us resolve to spend less and save more. Two subjects we discuss a lot on our blog! This year, we thought we’d shake things up a bit and give you a list of unique and ultra-specific resolutions/goals you can make for the New Year. Save Change When paying with

By now you’ve probably heard that keeping a gratitude journal can help make you happier. But can being grateful/thankful help make you richer? Perhaps. Increased Productivity Boosting your daily gratitude can actually help boost your bottom line due to increased productivity. It turns out the happier you are, the chances are you’re more inclined to

For most kids, back-to-school shopping is all about finding the perfect pencil bag or backpack. But as their parents, it’s up to you to take it up a notch and use it to teach them a few financial lessons as well: Budgeting– Work with your kids to put together a shopping list and then a

Most people aspire to become financially independent, but few actually think about or take the actions necessary to reach independence. Financial independence means having sufficient financial resources to comfortably choose whether to work or not work, or perhaps work in a highly desirable job that otherwise couldn’t support your standard of living. It means being

Have you ever heard of dollar-cost averaging or value averaging? It’s a strategy to avoid being exposed to price risk when making a large purchase in an actively traded security. Because if you make the investment all in one fell swoop, you might get lucky and see the price swing higher a few months after

Tracking personal expenses is an important habit to cultivate for any independent adult. By tracking your expenses, you can build a budget and find ways to make sure you don’t live outside your means. However, as anyone who’s attempted to track their expenses knows, it can be overwhelming at first. Here’s a process to make