Other posts in the Credit Unions vs. Banks Category

All About Credit Unions

If you’re a WWFCU member, we’d like to thank you. We also have a question for you … Have you ever really thought about what being a credit union member means? Sure, in many ways being a credit union member is similar to being a bank customer. You can have checking and savings accounts, get

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Credit Unions Step Up to the Plate!

While Banks and Savings and Loan institutions nationwide have been busy lining up to the public trough for bailout funds, another institution has been busy writing home mortgages, your neighborhood credit union! Surprised? Don’t be, since credit unions have been writing home mortgages for years- they just have a different business model than the big

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Get into 28,000. Free ATMs, Everywhere You Go!

Credit union members have unlimited access to over 28,000 surcharge-free CO-OP® Network ATMs in the U.S. and Canada. Shared Branch Network Shared Branch Network – A Nationwide Extension of Your Credit Union Members are no longer limited to conduct in-branch financial activities. We are part of a worldwide shared-branching network of thousands of credit union locations (hundreds in California), which

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Finding Low Rates on Car Loans

Buying a new car is exciting. Searching for an affordable car loan is not.  As a member of Wayne Westland Federal Credit Union, you have an advantage when it comes to finding low rates on car loans. WWFCU is a not-for-profit institution. This means that we can “give back” to our members by offering you

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Michigan Credit Unions – Where Members Are Owners

While the current economic environment remains challenging, Michigan Credit Unions continue to attract new members with personalized service and innovative banking products. Since Credit Union account holders are also members, employees recognize that every member is also an owner. As traditional banks raise fees, eliminate incentives, and tighten lending standards, Credit Unions are introducing innovative

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Banks versus Credit Unions – How much Influence does the Customer Have?

With your bank, do you actually have input in the decision making processes that affect your money? Credit unions have members, not customers, and each of them has a stake in the organization. When hard choices have to be made, they’re not decided by a small group of bank executives. They’re voted on by members.

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