Few things in an American consumer’s life are as critical to their financial environment as their credit score – yet relatively few of us understand how the scores work, how the credit agencies calculate the scores, or even what number constitutes a “good” score. Let’s examine the credit score system and shine some light onto

If you are planning on applying for a loan or a mortgage in the near future, you’ll want to make sure that your credit score is in tiptop shape. Here are five things you can do to improve your credit score immediately.  Pay Your Bills On Time, Every Time More than one-third of your credit

A credit report is a reflection of an individual’s ability to manage money and debt. It serves as a tool for creditors to evaluate the credit worthiness of those seeking loans for a variety of purposes, including mortgages, vehicle loans, and revolving credit facilities. The combined record of activity in a person’s credit report results