This year, Wayne Westland Federal Credit Union is proud to be celebrating 70 years of serving our community and building relationships with each of our members. Without you, we could not have made it to this incredible milestone. Over the past 70 years, our industry has undoubtedly seen many improvements made and regulations put into

It’s not uncommon to feel nervous or even a little apprehensive when applying for credit. Most of us agree that it’s not an easy topic to talk about, but did you know that 37% of us have a credit score of 700 or lower? That’s over one-third of consumers! If you happen to fall into

What is a credit score? Credit Scores are a number given to express your creditworthiness and how you’ve managed credit and debt. Understanding how they work can help you improve your credit history, qualify for lower interest rates and more. To better understand your credit score here are a few things you need to know.

Whether you’re just starting out or you’ve hit a few bumps along the way, building credit can be difficult. An easy way to start building or rebuilding your credit is with a share pledge/share secured loan. A share secured loan (what WWFCU calls a share pledge loan) lets you use the money in your savings

We all work hard to maintain a decent credit score. But it doesn’t take much to put a dent in it. We’ve got a few tips on how to fine tune your credit before the speed bumps of life affect it. All Debt is Equal When it comes to your credit report, agencies look at

It seems like you can’t do anything these days without a major credit card. But what if you or your adult kids don’t have one yet? If you’re wondering if it’s time to get a credit card have other questions, we have a few answers for you. Turning 18 For credit card companies, turning 18

Whether you’ve lost a job or cut back hours at work, it can be hard to maintain a healthy credit score when times are tight. Most months it’s enough just to be able to cover all your bills. Who’s got time to worry about making payments on time? With that in mind, we have seven

One is often not enough, but how many credit cards are too many? Is there a magic number of credit cards that will help, not hurt, your credit score? Your credit score is based on many factors and can be affected by numerous things. It all comes down to ratios. Credit agencies look at what

As you take a look back at 2019, you’re probably resolving to have better control over your finances in the New Year. From saving more to spending less, we’ve got your goals covered: Watch Your Credit Score Many of us only look at our credit score once a year or when we’re looking to make

By now, you’ve probably heard it’s in your best interest to check your credit report a couple of times per year for accuracy and errors. But do you know what to actually look for once you’ve got your credit report in front of you? Getting Your Report To be able to review your credit report,