We know, there are so many things to learn and think about before buying your first home. So, we thought we’d simplify things and give you a Do and Don’t list. Don’t … Shop Too Soon You need to apply for a mortgage before you do anything else. Since there are few homes on the

Do you hear “life insurance” and think it’s for old people or breadwinners from large families? Think again. These are just two of the misconceptions that people usually have about life insurance. Keep reading to view other life insurance myths and the actual truth behind them. Myth #1 I’m young, healthy and single, I don’t

Oftentimes, life insurance is one of those things we put off getting. If you have people relying or depending on you, chances are you should think about getting a policy. Types of Insurance If you decide to take the plunge, you’ll need to decide what type of life insurance policy you need. There are two

When it comes to retirement planning our clients have a number of different choices. Typically, they must decide between a tax deferred retirement plan or a Roth retirement plan. A tax deferred plan offers a tax deduction for contributions and then the money grows tax deferred. A Roth has no tax deduction on contributions but

Buying life insurance for the first time can be overwhelming. You’ll run into a lot of terms that you may not understand at first. The good news is those terms are not very difficult to figure out once you do a little research. These tips are designed to help you create an organized approach toward

1. You’re a statistic. To an insurer, you’re not a person; you’re a set of risks. An insurer bases its premium (or its decision to insure you at all) on your “risk factors,” including your occupation, who you are, what you own, and how you live. 2. Know your home’s value. Before you choose a

  Insurance allows consumers and businesses the ability to protect themselves and their possessions from the risk of loss. For a seemingly low annual payment, an insurance company will issue a policy on nearly any type of asset or item (or individual in the case of health insurance) and pool that risk of loss along

All insurance works pretty much the same way: You pay a premium (a set amount of money) to the insurance company, usually on some sort of schedule (monthly or yearly, for instance. In return, the company issues an insurance policy to you, which is a contract that gives you certain coverage, or financial protection. When

Boost your Deductible Generally, when someone decides on a deductible amount for his or her car insurance, he or she sticks with it. But increasing the amount you pay for fender benders is the best place to look when trying to lower your annual out-of-pocket expenses, according to the Insurance Information Institute. Admittedly, it’s a gamble. A car wreck will

We all need car insurance these days and what is more everybody loves saving money. So if we speak about an insurance you should understand that there are tons of opportunities to save money on auto insurance, you should only read the following tips and follow them. Steps 1 Compare: Feel free to visit as many