In the continuing evolution of the banking industry, consumers are replacing some functions of online banking and ATM’s with mobile banking applications. Mobile banking provides the ability to obtain account information and to complete certain financial transactions using a cellular connected device. With an increasing number of institutions providing banking apps, mobile phones and tablet

With your bank, do you actually have input in the decision making processes that affect your money? Credit unions have members, not customers, and each of them has a stake in the organization. When hard choices have to be made, they’re not decided by a small group of bank executives. They’re voted on by members.

There are a number of decisions you need to make when you begin your search for a financial institution. One decision is whether you want to keep your funds at a credit union or a bank. It’s a choice of being a member and part owner of a credit union or just a customer who

The economy has had a negative effect on many things, including the process of acquiring an RV loan. It can be a challenge if you are not familiar with the loan process. What should one take into consideration when searching for the best RV loan possible? First, think about RV insurance, roadside assistance coverage, license

Shopping for used car loans can be as stressful as shopping for the car itself, and they can actually be more complicated than new car loans. Moreover, they pose a higher risk for the borrower. First and foremost, it is vital you take the time to assess the true value of the car. The lender

When shopping for an auto loan, there are several items to consider that directly relate to the total cost and general affordability.  Below are at least 3 topics to keep in mind: Interest Rate This will have a significant impact on the overall cost of the loan.  The interest rate can vary widely depending upon

A share secured loan is very simply a loan which is secured or guaranteed by money in your shareholders account.  This is an attractive loan option and provides a low risk way for your Credit Union to loan you money. In many cases, before a Credit Union provides a loan to one of its members,

Given the problems with our economy, it is generally more difficult to obtain car loans these days. However, many options still exist, and most people who want to finance a car are able to do so. Here are some reasons why you can finance that vehicle you desire. Credit Unions have realized that it is

The housing bubble suffered in our country these past few years has affected the number of issued. However, many homeowners can still qualify for these loans, and they can be an excellent means of financing. Below are some key points to keep in mind. How Much Equity does your House have? A major problem for

Accel has been assisting individuals for more than 40 years. They are a team of highly qualified individuals and can give personalized answers to your individual needs.