Your Tax Prep Guide and Checklist

The end of January has come and gone, which means you should have all of your important tax documents by now. You know what that means? It’s time to gather everything to get ready to file your tax returns. Whether you file your own taxes or get them done, you’ll still need to tackle this

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Emergency Fund Basics

While we were already planning on writing about emergency funds, doing so in the aftermath of the partial government shutdown seems more than timely! Employees were laid off for 35 days and it still might be weeks before they see a paycheck. Would you be able to survive a month or two without a paycheck?

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Is it Time to Refinance Your Auto Loan?

When most of us think of loan refinancing, we think of mortgages. But you can also refinance your auto loan– which is even easier! There are two main reasons you should refinance your auto loan: You’ve found a lower interest rate Your credit score has improved Lower Rate If you don’t already know, credit unions historically

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3 Money Resolutions for Millennials (and Others!)

Millennials are now at the age where they’re buying cars and homes as well as starting families. With all of these financial responsibilities, some other money needs can slip through the cracks. Nothing like having a new year to help you focus on finances. Here are three major money matters Millennials should tackle in 2019:

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How to Dig Out of Holiday Debt

Did you pack on some extra pounds as well as debt over the holidays? Don’t worry, you’re not alone. Consumer’s spent an average of just over $1,000 this holiday season. Like those extra pounds, it takes more work to whittle debt down than it did to gain it. That’s why WWFCU put together some helpful

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How to Build Credit Without a Credit Card

You need credit. In order to buy a home, be eligible for loans, and live a financially healthy life, you’ll need to participate in some sort of credit. Many Americans turn to credit cards as the primary way to build their credit report and score, but they can also pose problems. Credit card debt adds

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Top 10 Financial Resolutions

Although dieting and good health may top most people’s New Year’s resolutions, WWFCU thinks you should add some financial resolutions to your list. Below are our top ten – feel free to pick and choose the ones that work best for you.  Sign up for credit monitoringPeriodically checking your credit union and credit card statements

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Getting the Most from Your Trade-In

You’ve been out shopping for your next car and know exactly what you want. You’ve already decided to trade in your car to a dealer to act as a down payment, or save you the hassle of selling it yourself. There are a few things to consider before you even start the trade-in process. The

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Snowbirds and Tax Migration

Snowbirds, those who reside in a northern state during summer and travel south for the winter but maintain homes in both states, need to be aware of how tax codes apply to them as they migrate. To avoid nasty surprises by over- or underpaying taxes, snowbirds need to determine which home acts as their domicile, what

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Assets First-Time Homebuyers Should Have

Believe it or not, you’ll need more than just a pile of cash to make your first (or second, or third) home purchase. There are other non-monetary assets that you’ll need in order to qualify for a home loan with the lowest interest rate. Add these five assets to your list of things to have

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