Buying a Home or Refinancing Soon? Read This First

The housing marketing has been a bit of a roller coaster ride over the past few years. While the ride has seemed to level off as of late, many homeowners or potential homeowners are waiting to see what happens. We’ve got some good news for you – 2018 is a great time to do either:

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Can Small Businesses Afford Not to Accept Credit Cards?

It’s probably no surprise that two thirds of shoppers prefer to use credit cards over cash on a day-to-day basis. For consumers, there are usually secondary benefits to using a credit card—they get airline miles or cash back—and there is often less risk in using credit cards—if cash is stolen, it’s gone for good, but

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Building Credit: Teens and Credit Cards

If someone recommended getting your teenager a credit card, your first reaction might be to call them crazy. But maybe there’s something to it. Building good credit is a long and sometimes complicated process. Young adults ages 17 and 18 are signing off on five-digit student loans, young college students are looking to buy their

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Secured vs. Unsecured Loans

Secured and unsecured loans are the most common types of loans the average person will use throughout their life. But do you know the differences? Understanding how these two types of loans work will help you better understand your own financial portfolio. Secured Loans A secured loan is one protected by an asset, used as

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WWFCU Now Offers Apple Pay

Wayne Westland Federal Credit Union is always looking for new ways to make our members’ lives easier. That’s why we’re excited to announce that our MasterCard Debit Card is now available on Apple Pay! Here are the perks of Apple Pay: It’s accepted at millions of stores, restaurants and online retailers Payments are secure and

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Redefining Retirement

Gone is the dream of twilight years spent on the golf course and keeping an immaculate lawn. And at the same time, gone is the guarantee of Social Security and dependable pension plans. Contributing to this shift in the retirement landscape is the desire of twenty- and thirty-year-olds to be involved and serve a purpose

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Automate Savings to Build Good Habits

Automation helps any process or action run smoother and helps remove room for error—like forgetting or making an excuse to not do something or do it differently. And it’s no different for growing your saving account or investment portfolio. There are dozens of budgeting and financial management apps out there, but Acorns stands out in that it

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WWFCU is Growing!

To better serve its community, Wayne Westland Federal Credit Union (WWFCU) has expanded its field of membership to include all of Wayne County. The WWFCU Board approved the field of membership expansion in July 2017, it was later approved by the National Credit Union Administration (NCUA). That means if someone you know lives, works, worships,

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New WWFCU Online Banking Experience

WWFCU is always looking for ways to improve our services and help make our members’ lives easier. With that in mind, we’re very proud to announce that we’ll be launching a new, user-friendly and state-of-the-art online banking platform. The new online banking system goes live on Monday, March 26. But don’t worry, you’ll have the

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8 Keys to Becoming Financially Independent

Most people aspire to become financially independent, but few actually think about or take the actions necessary to reach independence. Financial independence means having sufficient financial resources to comfortably choose whether to work or not work, or perhaps work in a highly desirable job that otherwise couldn’t support your standard of living. It means being

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