To recognize National Credit Education Month, we thought we’d focus this week’s blog on credit. By now we all know that paying your bills late or not paying them at all can drastically affect your credit score. But there are many more factors that go into your score. First, let’s start off with the actual

To be able to establish credit, you need a steady work record and continued residence at the same address.

You know a credit score is important when you apply for a loan or credit card – but do you know exactly what it is and how it can affect your chances in getting the financing you want? Creditors use a credit scoring system to help determine whether to give you credit, and how much