Other posts in the Financial Guidance Category

Take the Rebate!

December 3rd, 2012

Manufacturers often market vehicles by offering a rebate or exceptionally low financing. Should you take the rebate or the special financing? The dealer does not give you both. For example, you have decided to purchase a vehicle for $20,000. The dealer is going to give you a rebate of $3,000 or a finance rate of

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How to Bring Your Spending Under Control?

November 26th, 2012

Does money trickle out of your wallet like a lazy river, a babbling brook, or rushing white water rapids? Government figures show that many households with a total income of $50,000 or less are spending more than they bring in thanks to the liberal availability of credit. This doesn’t make you an automatic candidate for bankruptcy, but

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Financial Resolutions

November 12th, 2012

Follow our financial resolutions for a financially fit lifestyle! Save automatically. Credit unions will automatically deduct a designated amount from your paycheck for deposit in savings. This is an essential step for those who are unlikely to save on their own. Remember, even small amounts add up! Save your raise. If you get a raise,

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Buying A Used Car

November 2nd, 2012

“I can’t wait to get my own car.” Sound familiar? Before you start shopping for a used car with a teenager you know, do some homework. It may save you serious money. Consider driving habits, what the car will be used for, and your budget. Research models, options, costs, repair records, safety tests, and mileage

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Youth Member Promotions at Wayne Westland Federal Credit Union

September 24th, 2012

At Wayne Westland Federal Credit Union, we take pride in serving individuals, families, and businesses. Our financial services are tailored to the needs of members, and we try to offer something for everyone. It’s never too early to start teaching your children about financial responsibility. People who learn how to save money and handle their

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Members Can Save with Sprint

September 14th, 2012

As you already know, members of Wayne Westland Federal Credit Union enjoy a wide range of benefits and perks. In addition to complete branch and online banking services, WWFCU offers low interest rates on car loans and low service fees. We also offer better rates on savings accounts and certificates, free financial education services, savings

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Is Zero Percent Financing Really Your Best Deal?

June 24th, 2012

Undoubtedly you’ve heard about the “zero percent financing” offers that many auto manufacturers have been promoting lately. Although they seem to be incredible deals and are certainly enticing, you should read the fine print and know the facts before you head to your local dealer. Beware of Those Teaser Rates Teaser rates have always been

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BALANCING YOUR CHECKBOOK

June 14th, 2012

A NEW SYSTEM THAT IS FAST AND EASY Here’s the 21st century method for balancing a checkbook. What you will need: 1. Monthly statement 2. Checkbook register 3. A pocket calculator What you need to do: 1. Go down the checkbook REGISTER and — one by one — puts a checkmark by each entry not

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How Financial Guidance can be Beneficial

April 24th, 2012

Creating a plan for managing finances is important at every stage of life. It is not always easy to implement and follow because unexpected expenses can crop up at any time, and job situations can change, especially when the economy takes a downturn. Financial guidance can assist you in changing your habits by offering various

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Smart Tips on Planning for Retirement

April 17th, 2012

Many people have set goals for their retirement. Others don’t even want to think about it. It is important to consider what sources of income and savings will be available when planning for retirement. Building a money reserve is one of the most important aspects of this planning process. Experts advise people to start as

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