Unless you’ve been hiding out in the mountains with no access to the Internet, TV or radio, you are aware of what’s been going on with Wall Street. Namely, the stock market has been up and down like a drunken yo-yo. Such volatility is nothing new, but it’s definitely not for the faint-of-heart – and

Creating a plan for managing finances is important at every stage of life. It is not always easy to implement and follow because unexpected expenses can crop up at any time, and job situations can change, especially when the economy takes a downturn. Financial guidance can assist you in changing your habits by offering various

Many people have set goals for their retirement. Others don’t even want to think about it. It is important to consider what sources of income and savings will be available when planning for retirement. Building a money reserve is one of the most important aspects of this planning process. Experts advise people to start as

If you fall into a typical income bracket, then most likely you have a limited amount of money to spend. Budgeting can be a challenge, and unanticipated expenses can regularly come up, tacking onto rent, car payments, and other financial obligations most people have. What you have left of your income for spending can be

Loans are often a big help, especially when it comes to expensive things like cars, motorcycles, or boats. They can also be a burden. There are options for saving money with a system provided by RateMatch. The RateMatch service creates a free credit report that offers more detailed information than a standard credit report, which

Online banking has become very popular in the past few years, with customers enjoying the convenience and security of 24-hour access to their money from home. When it comes to communications with their Credit Union, however, many people still receive paper statements in their mailbox each month. Paper statements provide the comfort of familiarity, but

With the growing presence of the internet in everyday life, it’s natural that more people every year are learning to use online banking. Being able to access your Credit Union information at any hour of the day or night from home is a valuable tool for managing your money, building budgets, and paying bills. These

Everyone thinks of money differently. Perhaps your grandmother clipped coupons and watched every penny, while your neighbor never seems to think about tomorrow when he has money today, while “you” love to dream about your retirement to a tropical paradise someday. The way you think about money (the type of money personality you possess), becomes

Today, building and maintaining a good credit score is of vital importance. Businesses often take your credit rating into account when evaluating you for a loan, lease, and even employment; so it is useful to understand how credit works and what your credit rights are as a consumer. There are three major federal laws that

For anyone struggling with substantial debt from credit cards and other unsecured loans, a consolidation loan from a local Credit Union can provide immediate financial relief. The debt consolidation process involves combining separate high interest loans into one single balance and monthly payment. Debt consolidation typically provides a lower interest rate than the combined rate