How to Save Money Using Online Bill Pay

February 26th, 2015

Many people use online banking to check their account balances or to transfer funds between accounts. But if you’re not using your online bank account to consolidate and pay your bills, you’re missing out on the best part! How Does Online Bill Pay Work? How online bill pay works is pretty simple: You enter a

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5 Mobile Banking Security Tips

February 25th, 2015

Start the Countdown It wasn’t that long ago that an account deposit or withdrawal required a visit to your bank to complete the transaction. Banking was inconvenient and time consuming. Today, we have lots of options when it comes to financial transactions. Mobile banking is an increasingly popular way to monitor and manage your money. But

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Tips for Getting the Best Rates on Secured Loans

February 13th, 2015

If you are planning on applying for secured loans in the future, no doubt you will want to be sure that you can find the best rates possible. The rates that you get on your loan are very important and getting lower rates can save you a great deal of money over the life of

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Car Shopping: New Or Used?

January 30th, 2015

It happens to everyone. The old clunker gasps its last smokey gasp at the side of the road, and you’re left to face a sickening reality – you need some new wheels. The ads on television all scream in your ear, “New Car! New Car! New Car!” A shiny, clean new car does sound appealing,

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Dealing with Identity Theft

January 26th, 2015

If you receive a collection notice concerning an account that is unfamiliar to you, you should not ignore it.  Someone may have stolen your identity and used it to fraudulently obtain credit in your name.  This happened to me in 1998. The scheme generally works as follows. Someone, likely part of a ring, gets ahold

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6 Ways To Save On Insurance

January 23rd, 2015

  Insurance allows consumers and businesses the ability to protect themselves and their possessions from the risk of loss. For a seemingly low annual payment, an insurance company will issue a policy on nearly any type of asset or item (or individual in the case of health insurance) and pool that risk of loss along

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7 Ways to Retire with $1 Million

January 19th, 2015

  Many workers will be able to accumulate $1 million over the course of their career if they save consistently beginning at a young age, invest prudently, and avoid withdrawing money early. It helps, of course, to sidestep fees, taxes, and penalties along the way whenever possible. Here’s what it takes to become a millionaire

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Buying a Car – Should you buy new or used?

January 10th, 2015

Buying a car can be expensive, so it’s important you get it right. One of the biggest decisions you need to make is whether to buy a new or used car. New cars are more expensive but are generally more reliable, whereas used cars are cheaper but might cost more to run. Should you buy

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Tips for Preventing Identity Theft

January 9th, 2015

Identity thieves steal your personal information to commit fraud. They can damage your credit status and cost you time and money restoring your good name. To reduce your risk of becoming a victim, follow the tips below: Don’t carry your Social Security card in your wallet or write it on your checks. Only give out

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Insurance Basics: How to Save on Insurance

January 8th, 2015

All insurance works pretty much the same way: You pay a premium (a set amount of money) to the insurance company, usually on some sort of schedule (monthly or yearly, for instance. In return, the company issues an insurance policy to you, which is a contract that gives you certain coverage, or financial protection. When

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